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Deposits Card Rates
 
Interest Rates on Deposits effective December 16, 2013 (p.a.)
Platinum Deposits : (Fixed Rates only)
Period Monthly Income Plan Quarterly Option Half-Yearly Option Annual Income Plan Cumulative
Option
15 Months 9.25% 9.30% 9.40% - 9.60%
22 Months 9.25% 9.30% 9.40% 9.60% 9.60%
33 Months 9.15% 9.20% 9.30% 9.50% 9.50%
Regular Deposits (Fixed & Variable Rates)
Period Monthly Income Plan Quarterly Option Half-Yearly Option Annual Income Plan Cumulative
Option
12-23 months 8.90% 8.95% 9.05% - 9.25%
24-47 months 8.90% 8.95% 9.05% 9.25% 9.25%
48-60 months 8.65% 8.70% 8.80% 9.00% 9.00%
   
 
Recurring Deposits Plan (RD)
Fixed Rate Installment Deposit Plan
(For Individuals Only)
Period of Deposit ROI (p.a.)
12-23 Months 8.75%
24-36 Months 9.00%
   
 
Recurring Deposits Plan (RD)
Variable Rate Installment Deposit Plan
(For Individuals Only)
Period of Deposit ROI (p.a.)
48-59 months 8.75%
60-72 Months 9.00%
   
 
a) Senior Citizens (60 years+) will be eligible for an additional 0.25% p.a. (Other than RD)
b) The above rates are applicable for deposits of below Rs. 1 crore.
c) Interest rates on deposits of Rs 1 crore and above would be as per the extant guidelines.
d) For Cumulative Interest option & RD, interest is compounded annually on March 31st.
e) For RD, Interest rate is reset at the beginning of each calendar quarter.
arrow Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit.