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| Deposits Card Rates |
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| Interest Rates on Deposits effective September 19, 2012 (p.a.) |
| Platinum Deposits : (Fixed Rates only) |
| Period |
Monthly Income Plan |
Quarterly Option |
Half-Yearly Option |
Annual Income Plan |
Cumulative
Option |
| 15 Months |
9.05% |
9.10% |
9.20% |
- |
9.40% |
| 33 Months |
9.05% |
9.10% |
9.20% |
9.40% |
9.40% |
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| Regular Deposits (Fixed & Variable Rates) |
| Period |
Monthly Income Plan |
Quarterly Option |
Half-Yearly Option |
Annual Income Plan |
Cumulative
Option |
| 12-23 months |
8.55% |
8.60% |
8.70% |
- |
8.90% |
| 24-35 months |
8.70% |
8.75% |
8.85% |
9.05% |
9.05% |
| 36-47 months |
8.80% |
8.85% |
8.95% |
9.15% |
9.15% |
| 48-60 months |
8.55% |
8.60% |
8.70% |
8.90% |
8.90% |
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| Systematic Savings Plan (SSP) |
| Variable Rate Installment Deposit Plan |
| Period of Deposit |
ROI (p.a.) |
| 24 - 35 Months |
8.75% |
| 36 -60 Months |
9.00% |
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| a) |
Senior Citizens (60 years+) will be eligible for an additional 0.25% p.a. (Other than SSP) |
| b) |
The above rates are applicable for deposits of below Rs. 1 crore. |
| c) |
For Cumulative Interest option & SSP, interest is compounded annually on March 31st. |
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Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit. |
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