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Documents

Following are the documents you would need to submit for all applicants / co-applicants along with the completed and signed Application Form for loan approval.

Non-Housing Charges

Commercial Plot Loans Benefits

Customised Repayment Options

Tailor-made loans to suit your requirements.

Easy documentation

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24x7 assistance

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Online loan account

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Key Features

Loans for purchasing a new or existing commercial plot.

Loans for transferring your outstanding loan availed from another Bank / Financial Institution.

Expert legal and technical counselling.

Simple repayments through monthly instalments.

Easy and hassle-free documentation.

Attractive interest rate

Commercial Plot Loans Eligibility

Loan eligibility is primarily dependent on income and repaying capacity. Other important factors include the customer’s profile, age at loan maturity, age of property at loan maturity, investment and savings history etc.

Important Factor Criteria
Age 18 - 80 years
Profession Self Employed
Nationality Resident Indian
Tenure Up to 15 years

Classification Of Salaried/Self Employed

SELF-EMPLOYED PROFESSIONAL SELF EMPLOYED NON-PROFESSIONAL (SENP)
Doctor, Lawyer, Chartered Accountant, Architect, Consultant, Engineer, Company Secretary etc. Trader, Commission Agent, Contractor etc.

How does adding a co-applicant benefit? *

  • Higher loan eligibility with an earning co-applicant.

*All co-applicants need not be co-owners. But all co-owners need to be co-applicants to the loans. Generally, co-applicants are close family members.

 

Testimonials

Frequently Asked Questions

This is loan for purchase of a new or existing commercial plot. An existing Commercial Property Loan(Plot) from any other bank/financial institution can also be transferred to HDFC Bank.

Self Employed persons like Doctors,Lawyers,Chartered Accountants and Business Owners can avail a Commercial Property Loan(Plot) for building an office or a clinic thereon.

You can avail a Commercial Property Loan for a maximum term of 15 years or till your age of retirement ,whichever is lower.

 

You can find a checklist regarding documents required and applicable fees charges on https://www.hdfc.com/checklist#documents-charges

 

Terms & Conditions

Security

Security of the loan would generally be security interest on the property being financed and / or any other collateral / interim security as may be required by HDFC Bank.

Other Conditions

All the information contained herein above is for awareness and customer convenience and is intended to only act as an indicative guide about HDFC Bank's products and services. For detailed information about HDFC Bank's products and services kindly visit the nearest HDFC Bank branch.

Click here for the Most Important Terms and Conditions pertaining to your loan.

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LOAN TENURE

15 Years

Interest Rate

8.50% p.a.

MOST POPULAR

LOAN TENURE

20 Years

INTEREST RATE

8.50% p.a.

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LOAN TENURE

30 Years

INTEREST RATE

8.50% p.a.

For credit score of 800 and above*

* These rates are as on today,

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- Avinashkumar Rajpurohit,Mumbai

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