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Affordability Calculator

Get the peace of mind by knowing all the details about your loan

We are unable to show you any offers currently as your current EMIs amount is very high. You can go back and modify your inputs if you wish to recalculate your eligibility.
₹
₹ 1000 ₹ 1 Cr
₹
₹ 10 K ₹ 1 Cr
1 30
%
0.5 15
₹
₹ 0 ₹ 1 Cr
₹ 11,86,698
₹ 11,86,698
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These calculators are provided only as general self-help Planning Tools. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.
NRIs should input net income.

  • It gives you a clear understanding of your finances - both your home loan eligibility and the amount you can arrange from your own sources thus helping you fix a budget for your home purchase.
  • You can focus your search on affordable properties without wasting time and effort in considering unreasonable deals.
  • It helps you project yourself an an informed, serious and well-prepared home buyer, giving you better bargaining power with the developer or property seller.

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EMI Calculator

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EMI Calculator

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₹198341
₹198341
₹198341
₹198341
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View Amortization Schedule

EMI break-down chart

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Interest Rate Range for the past quarter for advances granted to individual borrowers

Individual Housing: (Jan-March 2023 Quarter)

Min (%) Max (%) Wt Avg. (%) Mean (%)
8.30 13.50 8.80 9.88

Individual Non-Housing: (Jan-March 2023 Quarter)

Min (%) Max (%) Wt Avg. (%) Mean (%)
8.35 15.15 9.20 10.32

Please visit https://portal.hdfc.com/login and post Login click on Requests > Conversion Enquiry tab for any further details in this regards.

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HDFC's Retail Prime Lending Rate (RPLR) Housing is being increased by 25 bps to 18.55% w.e.f March 1, 2023

HDFC's Retail Prime Lending Rate (RPLR) Non-Housing is also being increased by 25  bps to 12.20% w.e.f March 1, 2023

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