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Loan Against Property Interest rates

STANDARD RATES-LOAN AGAINST PROPERTY 

Adjustable Rate Home Loan

Retail Prime Lending Rate:(Non Housing) 12.20%

Loan Slab Interest Rates (% p.a.)
Self Occupied Residential Property 8.95 - 9.95
Non - Self Occupied Residential Property 9.25 - 10.25
Loan Slab Interest Rates (% p.a.)
Commercial Property 9.25 - 10.25

Home Loan EMI Calculator

HDFC home loan EMI calculator will give an approximate figure for the total monthly installment payments. Estimate your EMIs to pay for your housing loan by using our feature rich home loan EMI calculator, now!

These calculators are provided only as general self-help Planning Tools. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.
NRI should input net income.
100000 100000000
1 30
%
0.5 15
₹198341

Home Loan Key Features

Special Offer for Central Govt. or State Govt. Employee

Quick and Easy Processing

Easy Documentation

Easy Balance Transfer

No Pre-payment Charges

Customized Quote

Low Processing Charges

No Hidden Charges

Home Loan Eligibilty Calculator

Calculate your home loan eligibility with this simple home loan eligibility calculator. It will help you to calculate the amount of housing loan that you are eligible for, based on the home loan tenure and home loan interest.

These calculators are provided only as general self-help Planning Tools. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.
NRI should input net income.

We are unable to show you any offers currently as your current EMIs amount is very high. You can go back and modify your inputs if you wish to recalculate your eligibility.
15,000 1,00,00,000
1 30
%
0.5 15
₹ 0 ₹ 1 Cr

Your Loan Eligibility Amount is

₹ 11,86,698

Frequently Asked Questions

Here are a few questions that will answer most of the queries that you may have.

When you apply for a home loan, the lender considers –

Your income and loan repaying capacity to determine loan eligibility

Other factors include your age, retirement age, financial position, credit history, credit score

Enhance your borrowing ability by –

  • Adding an earning family member as co-applicant.
  • Availing a structured repayment plan.
  • Ensuring a steady income flow, regular savings and investments.
  • Furnishing details of your regular additional income sources.
  • Keeping a record of your variable salary components.
  • Taking actions to rectify errors (if any) in your credit score.
  • Repaying ongoing loans and short terms debts.

Borrowing for your home purchase is an attractive proposition

A home loan is preferable to other loans because of –

  • lower interest rates
  • added assurance on property documentation
  • it helps in maintaining liquidity for interiors work etc.
  • tax benefits

Still apprehensive?

  • Take insurance to cover the outstanding loan
  • Take a joint home loan

Refinancing your Home Loan makes sense when the new lender –

  • offers a lower rate of interest
  • offers a higher loan amount
  • permits switch from fixed to floating/adjustable interest rate
  • permits reduction in loan tenure
  • permits reduction in EMI
  • offers better terms and service

Don’t refinance if –

  • costs don’t justify it
  • you are nearly through with your loan repayment

Whether you are salaried or self-employed, you can get a home loan.

Terms for both kinds of applicants are the same.

Only difference usually is in the set of documents to be submitted for home loan.

Earnings and creditworthiness are the key factors to determine loan eligibility.

Loan Against Property Interest rates

STANDARD RATES-LOAN AGAINST PROPERTY

Adjustable Rate Home Loan

Retail Prime Lending Rate:(Non Housing) 12.20%

Loan Slab Interest Rates (% p.a.)
Self Occupied Residential Property 8.95 - 9.95
Non - Self Occupied Residential Property 9.25 - 10.25
Loan Slab Interest Rates (% p.a.)
Commercial Property 9.25 - 10.25

Home Loan EMI Calculator

HDFC home loan EMI calculator will give an approximate figure for the total monthly installment payments. Estimate your EMIs to pay for your housing loan by using our feature rich home loan EMI calculator, now!

These calculators are provided only as general self-help Planning Tools. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.
NRI should input net income.
5L 3Cr
1 30
p.a
6 15
₹198341
Contact Me

Home Loan Key Features

Special Offer for Central Govt. or State Govt. Employee

Quick and Easy Processing

Easy Documentation

Easy Balance Transfer

No Pre-payment Charges

Customized Quote

Low Processing Charges

No Hidden Charges

Home Loan Eligibilty Calculator

Calculate your home loan eligibility with this simple home loan eligibility calculator. It will help you to calculate the amount of housing loan that you are eligible for, based on the home loan tenure and home loan interest.

These calculators are provided only as general self-help Planning Tools. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.
NRI should input net income.

We are unable to show you any offers currently as your current EMIs amount is very high. You can go back and modify your inputs if you wish to recalculate your eligibility.
15,000 1,00,00,000
1 30
p.a
6 15
5 K 1 Cr

₹ 11,86,698

Frequently Asked Questions

Here are a few questions that will answer most of the queries that you may have.

When you apply for a home loan, the lender considers –

Your income and loan repaying capacity to determine loan eligibility

Other factors include your age, retirement age, financial position, credit history, credit score

Enhance your borrowing ability by –

  • Adding an earning family member as co-applicant.
  • Availing a structured repayment plan.
  • Ensuring a steady income flow, regular savings and investments.
  • Furnishing details of your regular additional income sources.
  • Keeping a record of your variable salary components.
  • Taking actions to rectify errors (if any) in your credit score.
  • Repaying ongoing loans and short terms debts.

Borrowing for your home purchase is an attractive proposition

A home loan is preferable to other loans because of –

  • lower interest rates
  • added assurance on property documentation
  • it helps in maintaining liquidity for interiors work etc.
  • tax benefits

Still apprehensive?

  • Take insurance to cover the outstanding loan
  • Take a joint home loan

Refinancing your Home Loan makes sense when the new lender –

  • offers a lower rate of interest
  • offers a higher loan amount
  • permits switch from fixed to floating/adjustable interest rate
  • permits reduction in loan tenure
  • permits reduction in EMI
  • offers better terms and service

Don’t refinance if –

  • costs don’t justify it
  • you are nearly through with your loan repayment

Whether you are salaried or self-employed, you can get a home loan.

Terms for both kinds of applicants are the same.

Only difference usually is in the set of documents to be submitted for home loan.

Earnings and creditworthiness are the key factors to determine loan eligibility.

*The rates above are variable in nature and linked to HDFC Bank's RPLR and shall fluctuate according to the movement in the same.
*#All loans are at the sole discretion of HDFC Bank. For detailed terms and conditions visit www.hdfc.com. CIN: L70100MH1977PLC019916

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