KYC Documents

LIST OF DOCUMENTS - IDENTITY & ADDRESS

 

A Sr.No. Mandatory Documents Identity Address
  1 Passport, the validity of which has not expired. Y Y
  2 PAN Card or Form 60 ( If the customer does not have a PAN card ) Y N

 

B Sr.No. Description of Officially valid documents (OVD) that can be accepted for establishing the legal name & current address of Individuals*[Any one of the following can be accepted] Identity Address
  1 Driving license which has not expired. Y Y
  2 Election /Voters identification card Y Y
  3 Job card issued by NREGA duly signed by the officer of the State Government Y Y
  4 Letter issued by the National Population Register containing details of name, address. Y Y
  5 Proof of possession of Aadhaar Number* (to be obtained voluntarily) Y Y

A document mentioned above shall be deemed to be an OVD even if there is a change in the name subsequent to issuance provided it is supported by a marriage certificate issued by State Government or Gazette notification, indicating such a change of name.

*Subject to voluntary submission of Aadhaar, along with Aadhaar consent declaration in compliance of section 7 of Aadhaar Act 2016

 

C Sr.No. Description of deemed to be officially valid documents that can be accepted for establishing the legal name and current address of Individuals.* [Any one of the following documents can be accepted] Identity Address
  1 Identity card with applicants Photograph issued by Central/State Government Departments, Statutory/Regulatory Authorities, Public Sector Undertaking, Scheduled Commercial Banks and Public Financial Institutions Y N
  2 Letter issued by a gazetted officer, with duly attested photograph of person Y N
  3 Utility bill which is not more than 2 months old of any service provider (electricity, telephone, post-paid mobile phone, piped gas, water bill) N Y
  4 Property/ Municipal Tax receipt N Y
  5 Bank account/ Post Office Saving Bank account statement N Y
  6 Pension/ family pension payment orders (PPOs) issued to retired employees by Government Departments or Public Sector Undertakings, if they contain Address N Y
  7 Letter of Allotment of Accommodation from employer issued by State/Central Govts Departments, statutory/ regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies and leave and license agreements with such employers allotting official accommodation N Y

 

The deemed to be officially valid document will have to be substituted by an officially valid document (OVD) as prescribed in Table B within a period of 3 months from date of its submission to the Corporation.

In case the prospective customer is a Non-Resident Indian (NRI)/Person of Indian Origin (PIO)/Overseas Citizen of India (OCI), the KYC documents are to be self attested and submitted at the time of application. Though the KYC documents of the Power of Attorney holder can be verified with the originals, it becomes difficult to verify the documents submitted by the prospective NRI/PIO/OCI Customer with the respective originals where he / she is not personally present at the time of application / disbursement process. In such a case, it is suggested that any one of the following documents be obtained -

1 Proof of identity and address duly notarized by the Notary Public (overseas) having authority in the place of residence of the prospective NRI customer.
2 Proof of identity and address duly attested by the Indian Embassy existing at the place of residence of the prospective NRI customer.

* If the Documents being submitted are in a language other than english, a translation in english by an authorised translator is mandatory.

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