Home Loans for Resale Flats and Properties

At HDFC, we understand the reasons which perhaps are critical to your home buying decision – immediate possession, strategic location with good proximity to social infrastructure and the assurance to own a home as you imagined it to be. With HDFC Home Loans you can purchase a 'Resale Home' best suited to your requirements. Now create your own space in the location of your choice.

  • Loans for purchase of properties in an existing Co-operative Housing Society or Apartment Owners' Association or Development Authority settlements or privately built up homes.

  • Expert legal and technical advice and thorough review of property related documents to help you make the right home buying decision.

  • Attractive interest rates that make your Home Loan affordable and easier on your pocket.

  • Customised repayment options to suit your needs.

  • No hidden charges.

  • Integrated branch network for availing and servicing the loan anywhere in India.

  • Special arrangement with AGIF for Home Loans for those employed in the Indian Army. To know more, click here

Interest Rates

Retail Prime Lending Rate: 16.35%

Loan SlabHome Loan Interest Rates (% p.a.)
For Women* (upto 30 Lakhs) 8.40 to 8.90
For Others* (upto 30 Lakhs) 8.45 to 8.95
For Women* (Above 30 Lakhs) 8.50 to 9.00
For Others* (Above 30 Lakhs)8.55 to 9.05

*The above Home Loan interest rates / EMI is applicable for loans under the Adjustable Rate Home Loan Scheme of Housing Development Finance Corporation Limited (HDFC) and is subject to change at the time of disbursement. The Home Loan interest rates above are variable in nature and linked to HDFC's Retail Prime Lending Rate and shall fluctuate according to the movement in the same. All loans at the sole discretion of HDFC Ltd.
The said offer is valid only for disbursements by 30th, June 2018.

TruFixed Loan – 2 Year Fixed Rate Variant

Retail Prime Lending Rate: 16.35%

Loan Slab Home Loan Interest Rates (% p.a.)
For Women* (upto 30 Lakhs) 8.50 to 9.00
For Others* (upto 30 Lakhs) 8.55 to 9.05
For Women* (Above 30 Lakhs)8.60 to 9.10
For Others* (Above 30 Lakhs)8.65 to 9.15

To read terms & Conditions, Click Here

Loan Details

You can apply individually or jointly for Home Loans. All proposed owners of the property will have to be co-applicants. However, all co-applicants need not be co-owners. Generally co-applicants are close family members.

Who can Apply?

Primary Applicant
  • AGE

    18-65 years

  • PROFESSION

    Salaried / Self Employed

  • NATIONALITY

    Resident Indian

  • GENDER

    All Genders

PLAN YOUR LOAN
Co-Applicant(s)
  • Adding Co-Applicant helps in maximizing the loan amount.

  • Adding Women Co-Owner helps in getting better interest rate.

  • All co-applicants need not be co-owners. Generally co-applicants are close family members.

What's the maximum funding and the loan payment term?

Loan AmountMaximum Amount*
Up to and including Rs.30 lacs90% of the property cost
Rs.30.01 lacs to Rs.75 lacs80% of the property cost
Above Rs.75 lacs75% of the property cost

*Subject to market value of the property and repayment capacity of the customer, as assessed by HDFC.

Telescopic Repayment Option under the Adjustable Rate Home Loan
The maximum period of repayment of a loan shall be up to 30 years.

 

For all other Home Loan products
The maximum repayment period shall be up to 20 years.

The tenure of the loan is also dependent on the customer’s profile, age of customer at maturity of loan, age of property at loan maturity, depending upon the specific repayment scheme as may be opted and any other terms which may be applicable based on prevalent norms of HDFC.

Documents and Charges

  • Last 3 months' Salary Slips

  • Last 6 months' Bank Statements, showing salary credits

  • Latest Form-16 and IT returns

  • Copy of Allotment Letter / Buyer Agreement

  • Title Deeds including the previous chain of the property documents in resale cases

  • Employment Contract / Appointment Letter in case current employment is less than 1 year old

  • Last 6 months' Bank Statements showing repayment of any ongoing loans

  • Passport size photograph of all the applicants / co-applicants to be affixed on the Application Form and signed across

  • Cheque for processing fee favouring ‘HDFC Ltd.’

Processing Fees

Up to 0.50% of the loan amount or ₹ 3,000 whichever is higher, plus applicable taxes.

Fees On Account Of External Opinion

Fees on account of external opinion from advocates/technical valuers, as the case may be, is payable on an actual basis as applicable to a given case. Such fees is payable directly to the concerned advocate / technical valuer for the nature of assistance so rendered.

Property Insurance

The customer shall pay the premium amounts directly to the insurance provider, promptly and regularly so as to keep the policy / policies alive at all times during the pendency of the loan.

Charges On Account Of Delayed Payments

Delayed payment of interest or EMI shall render the customer liable to pay additional interest up to 24% per annum.

Incidental Charges

Incidental charges & expenses are levied to cover the costs, charges, expenses and other monies that may have been expended in connection with recovery of dues from a defaulting customer. A copy of the policy can be obtained by customers from the concerned branch on request.

Statutory / Regulatory Charges

All applicable charges on account of Stamp Duty / MOD / MOE / Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI) or such other statutory / regulatory bodies and applicable taxes shall be borne and paid (or refunded as the case may be) solely by the customer. You may visit the website of CERSAI for all such charges at www.cersai.org.in

Document Type Charges
Check Dishonour Charges ₹200**
List Of Documents Up to ₹500
Photo Copy Of Documents Up to ₹500
PDC Swap Up to ₹200
Disbursement Cheque Cancellation Charge Post Disbursement Up to ₹200
Re-Appraisal Of Loan After 6 Months From Sanction Up to ₹2,000 plus applicable taxes
Increase / Decrease In Loan Term

Up to Rs.500 plus applicable taxes

Up to Rs.500 plus applicable taxes
(*) the contents of the above are subject to change from time to time and the levy of the same shall be at such rates as may be applicable as on the date of such charge.
**Conditions apply.

Adjustable Rate Loans (ARHL)
  • For all loans sanctioned only to individual borrowers, no prepayment charges shall be payable on account of part or full prepayments.
  • For loans sanctioned to Individual borrowers with company, firm, etc. as a co-applicant Prepayment charges at a rate of 2% plus taxes and statutory levies and charges, as may be applicable from time to time, of the amount being prepaid are payable.
  • The customer will be required to submit such documents that HDFC may deem fit & proper to ascertain the source of funds at the time of pre-payment of the loan.

 

Fixed Rate Loans (FRHL)
  • No prepayment charges shall be payable for partial or full payments made from own sources. The expression "own sources" for this purpose means any source other than borrowing from a Bank/HFC/NBFC or Financial Institution.
  • The customer will be required to submit such documents that HDFC may deem fit & proper to ascertain the source of funds.
  • The prepayment charge shall be 2%, plus taxes and statutory levies and charges , as may be applicable from time to time , of the outstanding amounts being so prepaid through refinance from any Bank / HFC / NBFC or Financial Institution (such amounts shall include all amounts prepaid during the given financial year) and shall be applicable to all partial or full prepayments.

 

Fixed and Variable Rate Loans (Combination rate)
During the Fixed Rate period: During the Variable Rate period :
  • For all loans sanctioned, the prepayment charge shall be 2%, plus applicable taxes and statutory levies and charges, as may be applicable from time to time, of the outstanding amounts being so prepaid through refinance from any Bank/HFC/NBFC or Financial Institution (such amounts shall include all amounts prepaid during the given financial year) and shall be applicable to all partial or full prepayments.
     
  • The customer will be required to submit such documents that HDFC may deem fit & proper to ascertain the source of funds at the time of pre-payment of the loan.
  • For all loans sanctioned only to individual borrowers, no prepayment charges shall be payable on account of part or full prepayments.
     
  • For all loans sanctioned to Individual borrowers with company, firm, etc as a co-applicant , prepayment charges at a rate of 2% plus Taxes and Statutory levies and charges, as may be applicable from time to time, of the amount being prepaid are payable.
     
  • The prepayment charges as mentioned above are as on date of execution of this loan agreement, however they are subject to change as per prevailing policies of HDFC and accordingly may vary from time to time. Customers are requested to refer to www.hdfc.com for the latest charges applicable on prepayments.

We offer our existing customer the option to reduce the applicable interest rates on the Home Loan (by changing the spread or switching between schemes) through our Conversion Facility. You can take advantage of this facility by paying a nominal fee and opt for either reducing your monthly instalment (EMI) or loan tenure. Terms and conditions apply. To avail of our Conversion Facility and to discuss the various available options either click here to allow us to call you back or log on to our Online Access for Existing Customers, to get your Home Loan account information 24x7. The following options of conversion are available to an existing customer of HDFC:

Name of the Product/Service Name of Fee/Charge levied When Payable Frequency Amount in Rupees

Switch to Lower Rate in Variable rate Loans (Housing/Extension/Improvement)

Conversion Fees On Conversion On every Spread change Upto 0.50% of the Principal Outstanding and undisbursed amount (if any) at the time of Conversion or a cap Rs. 50000 plus taxes whichever is lower.

Switching to Variable Rate Loan from Fixed Rate Loan (Housing/Extension/ Improvement

Conversion Fees On Conversion Once Upto 0.50% of the Principal Outstanding and undisbursed amount (if any) at the time of Conversion or a cap Rs. 50000 plus taxes whichever is lower.

Switch from Trufixed fixed rate to Variable rate

Conversion Fees On Conversion Once 1.75% of the Principal Outstanding and undisbursed amount (if any) plus taxes at the time of Conversion.

Switch to Lower Rate (Non–Housing Loans)

Conversion Fees On Conversion On every Spread change Half of the spread difference on the principal outstanding and undisbursed amount (if any) plus taxes, with a minimum fee of 0.5% and Max. 1.50%.

Switch to Lower Rate (Plot Loans)

Conversion Fees On Conversion On every Spread change 0.5% of principal outstanding and undisbursed amount (if any) plus taxes at the time of Conversion.

Calculators

Get the peace of mind by knowing all the details about your loan

Rs.
Rs. 1 Lac Rs. 10 Cr
1 30
0 15
Rs. 25,64,000
Rs. 25,64,000
Rs. 25,64,000
Rs. 25,64,000

Amortization Schedule

Rs.
Rs. 10 K Rs. 1 Cr
1 30
0 15
Rs.
Rs. 0 Rs. 1 Cr

Your Loan eligibility

Rs.

Looking for more funding/ need some help?

Chat with us

Your loan EMI will be

Rs. /monthly
Rs.
Rs. 0 Rs. 1 Cr
Rs.
Rs. 10 K Rs. 1 Cr
1 30
0 15
Rs.
Rs. 0 Rs. 1 Cr

You are eligible for a Loan Amount upto

Rs.

Looking for more funding/ need some help?

Chat with us

Property Cost

Rs.

Existing Loan

Rs.
Rs. 1 Lac Rs. 10 Cr
1 30
0 15

Loan from HDFC Home Loans

1 30
0 15

Total saving in Cash outflow

Rs.

Existing EMI

Rs.

Proposed EMI

Rs.

Saving in EMI

Rs.

Frequently Asked Questions

A person resident outside India who is a citizen of India or a person outside India who is of Indian origin is an NRI.
The definition of a person resident outside India is defined under section 2(w) of Foreign Exchange Management Act, 1999 is as under:
Person resident outside India means, a person who is not resident in India.
A person shall be deemed to be a person not resident in India in the following cases:
When the person stays in India for less than or up to 182 days during the preceding financial year
When a person who has gone out of India or who stays outside India, in either case
For or on taking up employment outside India, or
For carrying on outside India a business or vocation outside India, or
For any other purpose, in such circumstances as would indicate his intention to stay outside India for an uncertain period

You can apply for a Home Loan at any time once you have decided to purchase or construct a property, even if you have not selected the property or the construction has not commenced.

In the event of you relocating back to India, HDFC reassesses the repayment capacity of the applicant(s) based on Resident status and a revised repayment schedule is worked out. The new rate of interest will be as per the prevailing applicable rate of Resident Indian loans (for that specific loan product). This revised rate of interest would be applicable on the outstanding balance being converted. A letter is given to the customer confirming the change of status.

A photocopy of the PIO card or
A photocopy of current passport indicating birthplace as 'India'
A photocopy of Indian passport, if held by the individual earlier
A photocopy of parent’s / grandparent’s Indian passport / birth certificate/ marriage certificate.

You need not be present in India to avail of your Home Loan. In case you are posted aboard at the time of submission of the loan application and disbursement of the loan, you can avail the loan by appointing a Power of Attorney as per HDFC's format. Your Power of Attorney holder can apply and carry out the formalities on your behalf.

Terms & Conditions

Security of the loan would generally be security interest on the property being financed and / or any other collateral / interim security as may be required by HDFC.

All the information contained herein above is for awareness and customer convenience and is intended to only act as an indicative guide about HDFC’s products and services. For detailed information about HDFC’s products and services kindly visit the nearest HDFC branch.

Click here for the Most Important Terms and Conditions pertaining to your loan.

Key Benefits & Features

At HDFC, we understand the reasons which perhaps are critical to your home buying decision – immediate possession, strategic location with good proximity to social infrastructure and the assurance to own a home as you imagined it to be. With HDFC Home Loans you can purchase a 'Resale Home' best suited to your requirements. Now create your own space in the location of your choice.

  • Loans for purchase of properties in an existing Co-operative Housing Society or Apartment Owners' Association or Development Authority settlements or privately built up homes.

  • Expert legal and technical counselling to help you make the right home buying decision.

  • Innovative Home Loan schemes.

  • Doorstep assistance on your Home Loan.

  • Attractive interest rates that make your Home Loan affordable and easier on your pocket.

  • Customised repayment options to suit your needs.

  • No hidden charges.

  • Integrated branch network for availing and servicing the loan anywhere in India.

Interest Rates

Retail Prime Lending Rate: 16.35%

Loan Slab Home Loan Interest Rates (% p.a.)
For Women* (upto 30 Lakhs) 8.40 to 8.90
For Others* (upto 30 Lakhs) 8.45 to 8.95
For Women* (Above 30 Lakhs) 8.50 to 9.00
For Others* (Above 30 Lakhs)8.55 to 9.05

*The above Home Loan interest rates / EMI is applicable for loans under the Adjustable Rate Home Loan Scheme of Housing Development Finance Corporation Limited (HDFC) and is subject to change at the time of disbursement. The Home Loan interest rates above are variable in nature and linked to HDFC's Retail Prime Lending Rate and shall fluctuate according to the movement in the same. All loans at the sole discretion of HDFC Ltd.
The said offer is valid only for disbursements by 30th, June 2018.

TruFixed Loan – 2 Year Fixed Rate Variant

Retail Prime Lending Rate: 16.35%

Loan Slab Interest Rates (% p.a.)
For Women* (upto 30 Lakhs) 8.50 to 9.00
For Others* (upto 30 Lakhs) 8.55 to 9.05
For Women* (Above 30 Lakhs) 8.60 to 9.10
For Others* (Above 30 Lakhs) 8.65 to 9.15

To read terms & Conditions, Click Here

Loan Details

You can apply individually or jointly for Home Loans. All proposed owners of the property will have to be co-applicants. However, all co-applicants need not be co-owners. Generally co-applicants are close family members.

Classification of Self Employed Customers

Self-Employed Professional (SEP)
  • Doctor
  • Lawyer
  • Chartered Accountant
  • Architect
  • Consultant
  • Engineer
  • Company Secretary, etc.
Self-Employed Non-Professional (SENP)
  • Trader
  • Commission Agent
  • Contractor etc.
PLAN YOUR HOME

 What's the maximum funding and the loan payment term?

Loan AmountMaximum Amount*
Up to and including Rs.30 lacs90% of the property cost
Rs.30.01 lacs to Rs.75 lacs80% of the property cost
Above Rs.75 lacs75% of the property cost

*Subject to market value of the property and repayment capacity of the customer, as assessed by HDFC.

The maximum period of repayment of a loan shall be up to 30 years for the Telescopic Repayment Option under the Adjustable Rate Home Loan. For all other Home Loan products, the maximum repayment period shall be up to 20 years.

The tenure of the loan is also dependent on the customer’s risk profile, age of customer at maturity of loan, age of property at loan maturity, depending upon the specific repayment scheme as may be opted and any other terms which may be applicable based on prevalent norms of HDFC.

Documents and Charges

  • Income Tax Returns along with computation of income for the last 3 Assessment Years

  • Last 3 years’ Balance Sheet and Profit & Loss A/c Statements, with Annexures / Schedules

  • (Points 2 & 3 should be of both the individual and the business entity and attested by a CA)

  • Last 6 months' Current A/c Statements of the business entity and Savings Account Statements of the individual

  • Title Deeds including the previous chain of the property documents

  • Receipt/(s) of initial payment/(s) made to the seller

  • Copy of the agreement to sell (if already executed)

  • Business Profile

  • Latest Form 26 AS

  • List of Directors and Shareholders with their individual shareholding certified by a CA / CS in case of the business entity being a company

  • Memorandum and Articles of Association of the Company

  • Partnership deed in case of the business entity being a partnership firm

  • Details of ongoing loans of the individual and the business entity including the outstanding amount, instalments, security, purpose, balance loan term, etc.

  • Passport size photograph of all the applicants / co-applicants to be affixed on the Application Form and signed across

  • Cheque for processing fee favouring ‘HDFC Ltd.’

Processing Fees

For Self-Employed Professionals:
Up to 0.50% of the loan amount or ₹ 3,000 whichever is higher, plus applicable taxes.

For Self-Employed Non-Professionals:
Up to 1.50% of the loan amount or ₹ 4,500 whichever is higher, plus applicable taxes.

Fees On Account Of External Opinion

Fees on account of external opinion from advocates / technical valuers, as the case may be, is payable on an actual basis as applicable to a given case. Such fees is payable directly to the concerned advocate / technical valuer for the nature of assistance so rendered.

Property Insurance

The customer shall pay the premium amounts directly to the insurance provider, promptly and regularly so as to keep the policy / policies alive at all times during the pendency of the loan.

Charges On Account Of Delayed Payments

Delayed payment of interest or EMI shall render the customer liable to pay additional interest up to 24% per annum.

Incidental Charges

Incidental charges & expenses are levied to cover the costs, charges, expenses and other monies that may have been expended in connection with recovery of dues from a defaulting customer. A copy of the policy can be obtained by customers from the concerned branch on request.

Statutory / Regulatory Charges

All applicable charges on account of Stamp Duty / MOD / MOE / Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI) or such other statutory / regulatory bodies and applicable taxes shall be borne and paid (or refunded as the case may be) solely by the customer. You may visit the website of CERSAI for all such charges at www.cersai.org.in

Document Type Charges
Check Dishonour Charges ₹200**
List Of Documents Up to ₹500
Photo Copy Of Documents Up to ₹500
PDC Swap Up to ₹200
Disbursement Cheque Cancellation Charge Post Disbursement Up to ₹200
Re-Appraisal Of Loan After 6 Months From Sanction Up to ₹2,000 plus applicable taxes
Increase / Decrease In Loan Term

Up to ₹500 plus applicable taxes

Up to Rs.500 plus applicable taxes (*) the contents of the above are subject to change from time to time and the levy of the same shall be at such rates as may be applicable as on the date of such charge. **Conditions apply.

Adjustable Rate Loans (ARHL)
  • For all loans sanctioned only to individual borrowers, no prepayment charges shall be payable on account of part or full prepayments.
  • For loans sanctioned to Individual borrowers with company, firm, etc. as a co-applicant Prepayment charges at a rate of 2% plus taxes and statutory levies and charges, as may be applicable from time to time, of the amount being prepaid are payable.
  • The customer will be required to submit such documents that HDFC may deem fit & proper to ascertain the source of funds at the time of pre-payment of the loan.

 

Fixed Rate Loans (FRHL)
  • No prepayment charges shall be payable for partial or full payments made from own sources. The expression "own sources" for this purpose means any source other than borrowing from a Bank/HFC/NBFC or Financial Institution.
  • The customer will be required to submit such documents that HDFC may deem fit & proper to ascertain the source of funds.
  • The prepayment charge shall be 2%, plus taxes and statutory levies and charges , as may be applicable from time to time , of the outstanding amounts being so prepaid through refinance from any Bank / HFC / NBFC or Financial Institution (such amounts shall include all amounts prepaid during the given financial year) and shall be applicable to all partial or full prepayments.

 

Fixed and Variable Rate Loans (Combination rate)
During the Fixed Rate period: During the Variable Rate period :
  • For all loans sanctioned, the prepayment charge shall be 2%, plus applicable taxes and statutory levies and charges, as may be applicable from time to time, of the outstanding amounts being so prepaid through refinance from any Bank/HFC/NBFC or Financial Institution (such amounts shall include all amounts prepaid during the given financial year) and shall be applicable to all partial or full prepayments.
     
  • The customer will be required to submit such documents that HDFC may deem fit & proper to ascertain the source of funds at the time of pre-payment of the loan.
  • For all loans sanctioned only to individual borrowers, no prepayment charges shall be payable on account of part or full prepayments.
     
  • For all loans sanctioned to Individual borrowers with company, firm, etc as a co-applicant , prepayment charges at a rate of 2% plus Taxes and Statutory levies and charges, as may be applicable from time to time, of the amount being prepaid are payable.
     
  • The prepayment charges as mentioned above are as on date of execution of this loan agreement, however they are subject to change as per prevailing policies of HDFC and accordingly may vary from time to time. Customers are requested to refer to www.hdfc.com for the latest charges applicable on prepayments.

We offer our existing customer the option to reduce the applicable interest rates on the Home Loan (by changing the spread or switching between schemes) through our Conversion Facility. You can take advantage of this facility by paying a nominal fee and opt for either reducing your monthly instalment (EMI) or loan tenure. Terms and conditions apply.
To avail of our Conversion Facility and to discuss the various available options either click here to allow us to call you back or log on to our Online Access for Existing Customers, to get your Home Loan account information 24x7. The following options of conversion are available to an existing customer of HDFC:

Name of the Product/Service Name of Fee/Charge levied When Payable Frequency Amount in Rupees

Switch to Lower Rate in Variable rate Loans (Housing/Extension/Improvement)

Conversion Fees

On Conversion On every Spread change Upto 0.50% of the Principal Outstanding and undisbursed amount (if any) at the time of Conversion or a cap Rs. 50000 plus taxes whichever is lower.

Switching to Variable Rate Loan from Fixed Rate Loan (Housing/Extension/ Improvement)

Conversion Fees On Conversion Once Upto 0.50% of the Principal Outstanding and undisbursed amount (if any) at the time of Conversion or a cap Rs. 50000 plus taxes whichever is lower.

Switch from Trufixed fixed rate to Variable rate

Conversion Fees On Conversion Once 1.75% of the Principal Outstanding and undisbursed amount (if any) plus taxes at the time of Conversion.

Switch to Lower Rate (Non–Housing Loans)

Conversion Fees On Conversion On every Spread change Half of the spread difference on the principal outstanding and undisbursed amount (if any) plus taxes, with a minimum fee of 0.5% and Max. 1.50%.

Switch to Lower Rate (Plot Loans)

Conversion Fees On Conversion On every Spread change 0.5% of principal outstanding and undisbursed amount (if any) plus taxes at the time of Conversion.

Frequently Asked Questions

A person resident outside India who is a citizen of India or a person outside India who is of Indian origin is an NRI.
The definition of a person resident outside India is defined under section 2(w) of Foreign Exchange Management Act, 1999 is as under:
Person resident outside India means, a person who is not resident in India.
A person shall be deemed to be a person not resident in India in the following cases:
When the person stays in India for less than or up to 182 days during the preceding financial year
When a person who has gone out of India or who stays outside India, in either case
For or on taking up employment outside India, or
For carrying on outside India a business or vocation outside India, or
For any other purpose, in such circumstances as would indicate his intention to stay outside India for an uncertain period

You can apply for a Home Loan at any time once you have decided to purchase or construct a property, even if you have not selected the property or the construction has not commenced.

In the event of you relocating back to India, HDFC reassesses the repayment capacity of the applicant(s) based on Resident status and a revised repayment schedule is worked out. The new rate of interest will be as per the prevailing applicable rate of Resident Indian loans (for that specific loan product). This revised rate of interest would be applicable on the outstanding balance being converted. A letter is given to the customer confirming the change of status.

A photocopy of the PIO card or
A photocopy of current passport indicating birthplace as 'India'
A photocopy of Indian passport, if held by the individual earlier
A photocopy of parent’s / grandparent’s Indian passport / birth certificate/ marriage certificate.

You need not be present in India to avail of your Home Loan. In case you are posted aboard at the time of submission of the loan application and disbursement of the loan, you can avail the loan by appointing a Power of Attorney as per HDFC's format. Your Power of Attorney holder can apply and carry out the formalities on your behalf.

Terms & Conditions

Security of the loan would generally be security interest on the property being financed and / or any other collateral / interim security as may be required by HDFC.

All the information contained herein above is for awareness and customer convenience and is intended to only act as an indicative guide about HDFC’s products and services. For detailed information about HDFC’s products and services kindly visit the nearest HDFC branch.

Click here for the Most Important Terms and Conditions pertaining to your loan.

Lets Chat!