Switch your Home Loan to HDFC and Enjoy Big Benefits on your EMI.
HDFC Arya Exclusively for State, Central Government, Defense & PSU Employees
Flat Processing Fees ₹ 2500 # + Taxes on Home Loans
# T&C Apply
Save upto ₹2.67 ^ Lakh on your first home under PMAY - CLSS
HDFC Home loans for
Agriculturalists, Horticulturists & Dairy farmers
No ITR required and no mortgage of agricultural land
HDFC home loan EMI calculator will give an approximate figure for the total monthly installment payments. Estimate your EMIs to pay for your housing loan by using our feature rich home loan EMI calculator, now!
These calculators are provided only as general self-help Planning Tools. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.
NRI should input net income.
Special Offer for Central Govt. or State Govt. Employee
Quick and Easy Processing
Easy Documentation
Easy Balance Transfer
No Pre-payment Charges
Customized Quote
Low Processing Charges
No Hidden Charges
Calculate your home loan eligibility with this simple home loan eligibility calculator. It will help you to calculate the amount of housing loan that you are eligible for, based on the home loan tenure and home loan interest.
These calculators are provided only as general self-help Planning Tools. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.
NRI should input net income.
Loan Slab | Home Loan Interest Rates (% p.a.) |
---|---|
For Credit Score of 800 & Above | 8.65 |
For others | 8.75 - 9.35 |
Retail Prime Lending Rate: 18.30%
Loan Slab | Home Loan Interest Rates (% p.a.) |
---|---|
For Women* (upto 30 Lakhs) | 8.95 - 9.45 |
For Others* (upto 30 Lakhs) | 9.00 - 9.50 |
For Women* (30.01 Lakhs to 75 Lakhs) | 9.20 - 9.70 |
For Others* (30.01 Lakhs to 75 Lakhs) | 9.25 - 9.75 |
For Women* (75.01 Lakhs & Above) | 9.30 - 9.80 |
For Others*(75.01 Lakhs & Above) | 9.35 - 9.85 |
*The above Home Loan interest rates/ EMI are applicable for loans under the Adjustable Rate Home Loan Scheme of Housing Development Finance Corporation Limited (HDFC) and are subject to change at the time of disbursement. The Home Loan interest rates above are linked to HDFC's Bench Mark Rate ("RPLR") and are variable through out the tenor of the loan. All loans are at the sole discretion of HDFC Ltd. For further details regarding the loan slabs and interest rates above Click Here
Here are a few questions that will answer most of the queries that you may have.
When you apply for a home loan, the lender considers –
Your income and loan repaying capacity to determine loan eligibility
Other factors include your age, retirement age, financial position, credit history, credit score
Enhance your borrowing ability by –
Borrowing for your home purchase is an attractive proposition
A home loan is preferable to other loans because of –
Still apprehensive?
Refinancing your Home Loan makes sense when the new lender –
Don’t refinance if –
Whether you are salaried or self-employed, you can get a home loan.
Terms for both kinds of applicants are the same.
Only difference usually is in the set of documents to be submitted for home loan.
Earnings and creditworthiness are the key factors to determine loan eligibility.