- Provides you with regular monthly income.
- Monthly interest is directly credited to your bank account through ECS.
- Ideal for retired people, housewives and senior citizens
Safeguarding our environment from climate change is the need of the hour. To play our part in combating climate change, HDFC has introduced, Green & Sustainable Deposits, a product that supports United Nations' Sustainable Development Goals (SDGs). Green and Sustainable Deposits will help enhance HDFC's participation in projects directly supporting United Nations' SDGs and empower our depositors to opt for financial products that have a positive impact on the environment, and the society at large.
ROI revision w.e.f. March 1, 2023
SPECIAL DEPOSITS (Fixed Rates Only) Deposits upto ₹2 Crore
PERIOD OF DEPOSIT | Monthly | Quarterly | Half-Yearly | Annual | Cum.Int. |
---|---|---|---|---|---|
33 Months | 7.20% | 7.25% | 7.30% | 7.45% | 7.45% |
66 Months | 7.30% | 7.35% | 7.40% | 7.55% | 7.55% |
ROI revision w.e.f. March 1, 2023
PREMIUM DEPOSITS (Fixed Rates Only) Deposits upto ₹2 Crore
PERIOD OF DEPOSIT | Monthly | Quarterly | Half-Yearly | Annual | Cum.Int. |
---|---|---|---|---|---|
22 Months | 7.15% | 7.20% | 7.25% | 7.40% | 7.40% |
44 Months | 7.15% | 7.20% | 7.25% | 7.40% | 7.40% |
ROI revision w.e.f. March 1, 2023
REGULAR DEPOSITS (Fixed Rates Only) Deposits upto ₹2 Crore
PERIOD OF DEPOSIT | Monthly | Quarterly | Half-Yearly | Annual | Cum.Int. |
---|---|---|---|---|---|
24-35 Months | 7.00% | 7.05% | 7.10% | 7.25% | 7.25% |
36-60 Months | 7.05% | 7.10% | 7.15% | 7.30% | 7.30% |
61-120 Months | 6.95% | 7.00% | 7.05% | 7.20% | 7.20% |
ROI revision w.e.f. March 1, 2023
REGULAR DEPOSITS (Fixed Rates Only) Deposits exceeding ₹2 Crore upto ₹10 Crore
PERIOD OF DEPOSIT | Monthly | Quarterly | Half-Yearly | Annual | Cum.Int. |
---|---|---|---|---|---|
24-35 Months | 7.15% | 7.20% | 7.25% | 7.40% | 7.40% |
36-60 Months | 7.10% | 7.15% | 7.20% | 7.35% | 7.35% |
61-120 Months | 6.95% | 7.00% | 7.05% | 7.20% | 7.20% |
ROI revision w.e.f. March 1, 2023
REGULAR DEPOSITS (Fixed Rates Only) Deposits exceeding ₹10 Crore & below ₹25 Crore
PERIOD OF DEPOSIT | Monthly | Quarterly | Half-Yearly | Annual | Cum.Int. |
---|---|---|---|---|---|
24-35 Months | 7.25% | 7.30% | 7.35% | 7.50% | 7.50% |
36-60 Months | 7.15% | 7.20% | 7.25% | 7.40% | 7.40% |
61-120 Months | 7.00% | 7.05% | 7.10% | 7.25% | 7.25% |
ROI revision w.e.f. May 29, 2023
REGULAR DEPOSITS (Fixed Rates Only) Deposits ₹25 Crore & above
PERIOD OF DEPOSIT | Monthly | Quarterly | Half-Yearly | Annual | Cum.Int. |
---|---|---|---|---|---|
24-35 Months | 7.52% | 7.57% | 7.62% | 7.77% | 7.77% |
36-120 Months | 7.15% | 7.20% | 7.25% | 7.40% | 7.40% |
ROI revision w.e.f. March 1, 2023
REGULAR DEPOSITS (Fixed Rates Only) Deposits exceeding ₹50 Crore
PERIOD OF DEPOSIT | Monthly | Quarterly | Half-Yearly | Annual | Cum.Int. |
---|---|---|---|---|---|
24-35 Months | 7.25% | 7.30% | 7.35% | 7.50% | 7.50% |
36-60 Months | 7.15% | 7.20% | 7.25% | 7.40% | 7.40% |
61-120 Months | 7.15% | 7.20% | 7.25% | 7.40% | 7.40% |
ROI revision w.e.f. March 1, 2023
SPECIAL DEPOSITS (Fixed Rates Only) Deposits upto ₹2 Crore
PERIOD OF DEPOSIT | Monthly | Quarterly | Half-Yearly | Annual | Cum.Int. |
---|---|---|---|---|---|
33 Months | 7.20% | 7.25% | 7.30% | 7.45% | 7.45% |
ROI revision w.e.f. March 1, 2023
PREMIUM DEPOSITS (Fixed Rates Only) Deposits upto ₹2 Crore
PERIOD OF DEPOSIT | Monthly | Quarterly | Half-Yrly | Annual | Cum.Int. |
---|---|---|---|---|---|
22 Months | 7.15% | 7.20% | 7.25% | 7.40% | 7.40% |
ROI revision w.e.f. March 1, 2023
REGULAR DEPOSITS (Fixed Rates Only) Deposits upto ₹2 Crore
PERIOD OF DEPOSIT | Monthly | Quarterly | Half-Yearly | Annual | Cum.Int. |
---|---|---|---|---|---|
24-35 Months | 7.00% | 7.05% | 7.10% | 7.25% | 7.25% |
36 Months | 7.05% | 7.10% | 7.15% | 7.30% | 7.30% |
ROI revision w.e.f. March 1, 2023
REGULAR DEPOSITS (Fixed Rates Only) Deposits exceeding ₹2 Crore upto ₹10 Crore
PERIOD OF DEPOSIT | Monthly | Quarterly | Half-Yearly | Annual | Cum.Int. |
---|---|---|---|---|---|
24-35 Months | 7.15% | 7.20% | 7.25% | 7.40% | 7.40% |
36 Months | 7.10% | 7.15% | 7.20% | 7.35% | 7.35% |
ROI revision w.e.f. March 1, 2023
REGULAR DEPOSITS (Fixed Rates Only) Deposits exceeding ₹10 Crore & below ₹25 Crore
PERIOD OF DEPOSIT | Monthly | Quarterly | Half-Yearly | Annual | Cum.Int. |
---|---|---|---|---|---|
24-35 Months | 7.25% | 7.30% | 7.35% | 7.50% | 7.50% |
36 Months | 7.15% | 7.20% | 7.25% | 7.40% | 7.40% |
ROI revision w.e.f. May 29, 2023
REGULAR DEPOSITS (Fixed Rates Only) Deposits ₹25 Crore & above
PERIOD OF DEPOSIT | Monthly | Quarterly | Half-Yrly | Annual | Cum.Int. |
---|---|---|---|---|---|
24-35 Months | 7.52% | 7.57% | 7.62% | 7.77% | 7.77% |
36 Months | 7.15% | 7.20% | 7.25% | 7.40% | 7.40% |
ROI revision w.e.f. March 1, 2023
REGULAR DEPOSITS (Fixed Rates Only) Deposits exceeding ₹50 Crore
PERIOD OF DEPOSIT | Monthly | Quarterly | Half-Yrly | Annual | Cum.Int. |
---|---|---|---|---|---|
24-35 Months | 7.25% | 7.30% | 7.35% | 7.50% | 7.50% |
36 Months | 7.15% | 7.20% | 7.25% | 7.40% | 7.40% |
For over three and a half decades, HDFC has delivered consistent performance with its Fixed Deposits. We have earned the trust of more than 6 lac depositors.
HDFC has received AAA ratings for its deposits programme from two leading credit rating agencies (CRISIL and ICRA) for 28 consecutive years, thus building utmost trust and confidence amongst investors and key partners.
Enhanced customer satisfaction has always been at the core of all HDFC product offerings. HDFC Depositors are serviced through its 420 inter-connected offices spread across India with instant services provided at 77 deposit centers. HDFC has set high benchmarks of service delivery on a continuous basis by providing electronic payment facility for interest payment, instant loan against deposit and many more.
If you are a resident of India, you can choose from a wide range of deposit products with maturities ranging from 12 to 120 months at competitive rates of interest and with different features to suit the investment needs of individuals.Senior citizens who are 60 years of age or older are offered an additional 0.25% p.a. on all deposit products.
HDFC Trust Deposits is a specified investment under Section 11(5) (ix) of the Income Tax Act, 1961. Trusts and other institutions can invest in any of our deposit plans, depending on their cash-flow needs.
If you are a Non-Resident Indian or Person of Indian Origin residing outside India and holding a PIO card, HDFC accepts your deposits in accordance with the regulations governing the acceptance of deposits from NRIs. You can choose from a wide range of deposit products with maturities ranging from 12 to 36 months at competitive rates of interest and with different features to suit investment needs of individuals. Senior citizens who are 60 years or older are offered an additional interest of 0.25% p.a. on all deposit products.
Monthly Income Plan
Non-Cumulative Interest Plan
Annual Income Plan
Cumulative Options
You can take a Loan Against Deposit after three months from the date of deposit and up to 75% of the deposit amount, subject to the other terms and conditions framed by HDFC. Interest on such loans will be 2% above the deposit rate.
Interest on your deposits will be credited directly to your account through National Automated Clearing House.
You will be paid Interest on the deposit from the date of realisation of the cheque or RTGS transfer to HDFC's bank account. Interest on deposits placed under Monthly Income Plan, Non-Cumulative Option and Annual Income Plan shall be paid on fixed dates as given below:
Deposits Plan | Fixed Dates |
---|---|
Monthly Income Plan (MIP) | The last day of every month |
Non-Cumulative : Quarterly Option | June 30, September 30, December 31 & March 31 |
Non-Cumulative : Half-Yearly Option | September 30 and March 31 |
Annual Income Plan (AIP) | March 31 |
Cumulative Interest Option: Interest will be compounded annually on 31st March of every year after deducting the tax, wherever applicable. The principal along with the interest will be paid on maturity once the discharged deposit receipt is received by us. Interest amount (net of TDS - where applicable) will be paid through NACH at all centres where this facility is available. Where this facility is not available, interest cheque will be paid through Account Payee cheque drawn in favour of the first - named depositor along with his bank account details furnished.
No tax deduction at source on interest paid/credited upto Rs.5,000/- in a financial year. Income tax will be deducted at source under Section 194A of the Income Tax Act, 1961, at the rates in force. If the depositor is not liable to pay income tax and the interest to be paid/credited in a financial year does not exceed the maximum amount which is not chargeable to income tax, the depositor may submit a declaration in Form No. 15G so that income tax is not deducted at source. In such cases, PAN (Permanent Account Number) must be quoted in Form 15G, else the form is invalid. Senior Citizens (60 years and above) may submit a declaration in Form No. 15H. Section 139A(5A) of the Income-tax Act, 1961 requires every person receiving any sum or income from which tax has been deducted to intimate his PAN to the person esponsible for deducting such tax. Further, 139A(5B) requires the person deducting such tax to indicate the PAN on the TDS certificate. In case PAN is not mentioned, the rate of TDS would be 20% as per section 206AA(1) of the Income-Tax Act, 1961.
Your request for premature withdrawal may be granted at the sole discretion of HDFC and cannot be claimed as a matter of right, subject to the Non-Banking Financial Company – Housing Finance Company (Reserve Bank) Directions, 2021 as applicable from time to time.
Premature withdrawal will not be allowed before completion of three months from the date of deposit. In case of request for premature withdrawal after the expiry of three months, the rates given in the following table shall apply.
Months completed from the date deposit | Rate of Interest Payable |
After 3 months but before 6 months | The interest payable shall be 3% per annum for individual depositor, and no interest in case of other category of depositors |
After 6 months but before the date of maturity | The interest payable shall be one percent lower than the interest rate applicable to a public deposit for the period for which the deposit has run or if no rate has been specified for that period, then two percent lower than the minimum rate at which the public deposits are accepted by HDFC. |
For renewal or repayment of deposit, the discharged deposit receipt must be surrendered to HDFC. In case of renewal of deposit, the prescribed application form signed by all depositors is also required to be submitted. If the date of maturity falls on any day on which HDFC’s office remains closed, repayment will be made on the next working day. Repayment amount is remitted to depositor’s bank account directly through NEFT/RTGS/FT or paid through account payee cheque favouring the first depositor.
Only individual depositor/s, singly or jointly, can nominate a single person under this facility. In case the deposit is placed in the name of a minor, the nomination can be made only by a person lawfully entitled to act on behalf of the minor. Power of Attorney holder or any person acting in representative capacity as holder of an office or otherwise cannot nominate. The nominee shall have the right to receive the amount due in respect of the deposit and payment by HDFC to the nominee shall constitute full discharge to HDFC of its liability in respect of the deposit. Nominee's name will be printed on the Fixed Deposit receipt, unless mentioned otherwise.
In terms of the Prevention of Money Laundering Act, 2002, the rules notified thereunder and KYC Guidelines issued by the Non-Banking Financial Company – Housing Finance Company (Reserve Bank) Directions, 2021 you are required to comply with the KYC requirements by submitting the following documents:
In case you have already submitted the above documents in an earlier deposit, then you need not submit the above documents again, but must provide the reference of your customer number or deposit number.
Interest on your deposits will be credited directly to your account through National Automated Clearing House.
You will be paid Interest on the deposit from the date of realisation of the cheque or RTGS transfer to HDFC's bank account. Interest on deposits placed under Monthly Income Plan, Non-Cumulative Option and Annual Income Plan shall be paid on fixed dates as given below:
Deposits Plan | Fixed Dates |
---|---|
Monthly Income Plan (MIP) | The last day of every month |
Non-Cumulative : Quarterly Option | June 30, September 30, December 31 & March 31 |
Non-Cumulative : Half-Yearly Option | September 30 and March 31 |
Annual Income Plan (AIP) | March 31 |
Cumulative Interest Option: Interest will be compounded annually on 31st March of every year after deducting the tax, wherever applicable. The principal along with the interest will be paid on maturity once the discharged deposit receipt is received by us. Interest amount (net of TDS - where applicable) will be paid through NACH at all centres where this facility is available. Where this facility is not available, interest cheque will be paid through Account Payee cheque drawn in favour of the first - named depositor along with his bank account details furnished.
Income tax will be deducted at source under Section 195 of the Income Tax Act, 1961, at the rates in force. Wherever there exists a Double Taxation Avoidance Agreement (DTAA) between the Government of India and government of other countries (country of residence of the respective NRI), the rate of tax deducted at source will be applied as per the DTAA. The NRI has to give the declaration every financial year in two respects, viz., that he is a resident of a foreign country and he is not resident in India during the relevant Financial Year, failing which TDS will be deducted at normal rates. Where income tax is deducted at source on the monthly interest, a consolidated TDS certificate maybe issued for the financial year. Sub-section 5A to Section 139A of the Income Tax Act, 1961, requires every person receiving any sum or income from which tax has been deducted, to intimate his Permanent Account Number (PAN) to the person responsible for deducting such tax. Further, Sub-section 5B to section 139A requires the person deducting such tax to indicate the PAN on the TDS certificate. Please mention your PAN in the application form.
Your request for premature withdrawal may be granted at the sole discretion of HDFC and cannot be claimed as a matter of right, subject to the Non-Banking Financial Company – Housing Finance Company (Reserve Bank) Directions, 2021 as applicable from time to time.
Premature withdrawal will not be allowed before completion of three months from the date of deposit. In case of request for premature withdrawal after the expiry of three months, the rates given in the following table shall apply.
Months completed from the date deposit | Rate of Interest Payable |
After 3 months but before 6 months | The interest payable shall be 3% per annum for individual depositor, and no interest in case of other category of depositors |
After 6 months but before the date of maturity | The interest payable shall be one percent lower than the interest rate applicable to a public deposit for the period for which the deposit has run or if no rate has been specified for that period, then two percent lower than the minimum rate at which the public deposits are accepted by HDFC. |
For renewal or repayment of deposit, the discharged deposit receipt must be surrendered to HDFC. In case of renewal of deposit, the prescribed application form signed by all depositors is also required to be submitted. If the date of maturity falls on any day on which HDFC’s office remains closed, repayment will be made on the next working day. Repayment amount is remitted to depositor’s bank account directly through NEFT/RTGS/FT or paid through account payee cheque favouring the first depositor.
Only individual depositor/s, singly or jointly, can nominate a single person under this facility. In case the deposit is placed in the name of a minor, the nomination can be made only by a person lawfully entitled to act on behalf of the minor. Power of Attorney holder or any person acting in representative capacity as holder of an office or otherwise cannot nominate. The nominee shall have the right to receive the amount due in respect of the deposit and payment by HDFC to the nominee shall constitute full discharge to HDFC of its liability in respect of the deposit. Nominee's name will be printed on the Fixed Deposit receipt, unless mentioned otherwise.
In terms of the Prevention of Money Laundering Act, 2002, the rules notified thereunder and KYC Guidelines issued by the Non-Banking Financial Company – Housing Finance Company (Reserve Bank) Directions, 2021 you are required to comply with the KYC requirements by submitting the following documents.Power of Attorney holder or any person acting in representation capacity as holder of an office or otherwise, is also required to comply with KYC guidelines:
All photocopies have to be attested by your Banker/Notary/Indian Embassy official/Yourself (Self attestation). All photocopies have to be signed by the applicant in full as "True Copies".
Income tax will be deducted at source under Section 195 of the Income Tax Act, 1961, at the rates in force. Wherever there exists a Double Taxation Avoidance Agreement (DTAA), the rate of tax deducted at source will be applied as per the DTAA. The NRI has to give the declaration each financial year in two respects, viz., that he is a resident of a foreign country and he is not the resident of India, during the relevant financial year, failing which TDS will be deducted at normal rates.
Country | Tax % | Country | Tax % |
---|---|---|---|
Armenia | 10% | Namibia | 10% |
Australia | 15% | Nepal | 15% |
Austria | 10% | Netherlands | 10% |
Bangladesh | 10% | New Zealand | 10% |
Belarus | 10% | Norway | 15% |
Belgium | 15% | Oman | 10% |
Botswana | 10% | Philippines | 15% |
Brazil | 15% | Poland | 15% |
Bulgaria | 15% | Portuguese Republic | 10% |
Canada | 15% | Quatar | 10% |
China | 10% | Romania | 15% |
Cyprus | 10% | Russian Federation | 10% |
Czeck Republic | 10% | Saudi Arabia | 10% |
Denmark | 15% | Serbia | 10% |
Germany | 10% | Solvenia | 10% |
Finland | 10% | Singapore | 15% |
France | 10% | South Africa | 10% |
Greece | 20% | Spain | 15% |
Hungary | 10% | Srilanka | 10% |
Iceland | 10% | Sudan | 10% |
Indonesia | 10% | Swedan | 10% |
Ireland | 10% | Swiss | 10% |
Israel | 10% | Syria | 10% |
Italy | 15% | Tanzania | 12.50% |
Japan | 15% | Thailand | 20% |
Jordon | 10% | Trinidad and Tobago | 10% |
Kazakistan | 10% | Turkey | 15% |
Kenya | 15% | Turkmenistan | 10% |
Korea | 15% | Uganda | 10% |
Kuwait | 10% | Ukraine | 10% |
Kyrgyz Republic | 10% | United Arab Emirates | 12.50% |
Libyan Arab Jamahiriya | 20% | United Arab Republic (Egypt) | 20% |
Malaysia | 10% | United Kingdom | 15% |
Malta | 10% | United States | 15% |
Mangolia | 15% | Uzbekistan | 15% |
Mauritius | 20% | Vietnam | 10% |
Morocco | 10% | Zambia | 10% |
Interest will be payable on the deposit from the date of realisation of cheque or RTGS transfer to HDFC's bank account. Interest on deposits placed under Monthly Income- Plan, Non-Cumulative Option and Annual Income Plan, shall be paid on fixed dates as given below:
Deposit Plan | Fixed Dates |
---|---|
Monthly Income Plan (MIP) | The last day of every month |
Non-Cumulative : Quarterly Option | June 30, September 30, December 31 & March 31 |
Non-Cumulative : Half-Yearly Option | September 30 and March 31 |
Annual Income Plan (AIP) | March 31 |
Cumulative Interest Option: Interest will be compounded annually on 31st March of every year after deducting the tax, wherever applicable. The principal along with the interest will be paid on maturity once the discharged deposit receipt is received by us. Interest amount (net of TDS - where applicable) will be paid through NACH at all centres where this facility is available. Where this facility is not available, interest cheque will be paid through Account Payee cheque drawn in favour of the first - named depositor along with his bank account details furnished.
Income tax will be deducted at source under Section 194A of the Income Tax Act, 1961, at the rates in force. If the depositor is not liable to pay income tax and the interest to be paid/credited in a financial year does not exceed the maximum amount which is not chargeable to income tax, the depositor may submit a declaration in Form No. 15G so that income tax is not deducted at source. In such cases, PAN (Permanent Account Number) must be quoted in the declaration, else the declaration is invalid. Section 139A(5A) of the Income Tax Act, 1961, requires every person receiving any sum or income from which tax has been deducted to intimate his PAN to the person responsible for deducting such tax. Further, 139A(5B) requires the person deducting such tax to indicate the PAN on the TDS certificate. Please mention your PAN in the application form if the annual interest exceeds Rs.5000 per branch. In case PAN is not mentioned, the rate of TDS would be 20% as against 10% for cases where PAN is provided effective April 1, 2010.
Your request for premature withdrawal may be granted at the sole discretion of HDFC and cannot be claimed as a matter of right, subject to the Non-Banking Financial Company – Housing Finance Company (Reserve Bank) Directions, 2021 as applicable from time to time.
Premature withdrawal will not be allowed before completion of three months from the date of deposit. In case of request for premature withdrawal after the expiry of three months, the rates given in the following table shall apply.
Months completed from the date deposit | Rate of Interest Payable |
After 3 months but before 6 months | The interest payable shall be 3% per annum for individual depositor, and no interest in case of other category of depositors |
After 6 months but before the date of maturity | The interest payable shall be one percent lower than the interest rate applicable to a public deposit for the period for which the deposit has run or if no rate has been specified for that period, then two percent lower than the minimum rate at which the public deposits are accepted by HDFC. |
For renewal or repayment of deposit, the discharged deposit receipt must be surrendered to HDFC. In case of renewal of deposit, the prescribed application form signed by all depositors is also required to be submitted. If the date of maturity falls on any day on which HDFC’s office remains closed, repayment will be made on the next working day. Repayment amount is remitted to depositor’s bank account directly through NEFT/RTGS/FT or paid through account payee cheque favouring the first depositor.
In terms of the Prevention of Money Laundering Act, 2002, the rules notified thereunder and KYC Guidelines issued by the National Housing Bank (NHB), every depositor is required to comply with the KYC requirements by submitting the required documents for various categories mentioned on the reverse of the Application Form. In case the documents are submitted in any of the previous deposits, please provide the customer number.
Effective March 1, 2023
DIAMOND DEPOSITS (For Senior Citizens Only) Deposits upto ₹2 crore (p.a.)
Period | Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option |
---|---|---|---|---|---|
75 Months | 7.70% | 7.75% | 7.80% | 8.00% | 8.00% |
Valid from March 1, 2023
SAPPHIRE DEPOSITS (Fixed Rates) Deposits upto ₹2 crore (p.a.)
Period | Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option |
---|---|---|---|---|---|
45 Months | 7.45% | 7.50% | 7.55% | 7.70% | 7.70% |
Minimum Amount (Rs.) | 40,000 | 20,000 | 20,000 | 20,000 | 20,000 |
Effective March 1, 2023
SPECIAL DEPOSITS (Fixed Rates) Deposits upto ₹2 crore (p.a.)
Period | Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option |
---|---|---|---|---|---|
33 Months | 7.30% | 7.35% | 7.40% | 7.55% | 7.55% |
66 Months | 7.40% | 7.45% | 7.50% | 7.65% | 7.65% |
Minimum Amount (Rs.) | 40,000 | 20,000 | 20,000 | 20,000 | 20,000 |
Effective March 1, 2023
PREMIUM DEPOSITS (Fixed Rates) Deposits upto ₹2 crore (p.a.)
Period | Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option |
---|---|---|---|---|---|
15 Months | 7.20% | 7.25% | 7.30% | - | 7.45% |
22 Months | 7.25% | 7.30% | 7.35% | 7.50% | 7.50% |
44 Months | 7.25% | 7.30% | 7.35% | 7.50% | 7.50% |
Minimum Amount (Rs.) | 40,000 | 20,000 | 20,000 | 20,000 | 20,000 |
REGULAR DEPOSITS (Fixed Rates) Deposits upto ₹2 crore (p.a.)
Period | Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option |
---|---|---|---|---|---|
12-23 Months | 6.85% | 6.90% | 6.95% | - | 7.10% |
24-35 Months | 7.10% | 7.15% | 7.20% | 7.35% | 7.35% |
36-60 Months | 7.15% | 7.20% | 7.25% | 7.40% | 7.40% |
61-120 Months | 7.05% | 7.10% | 7.15% | 7.30% | 7.30% |
Minimum Amount (₹) | ₹40,000 | ₹20,000 | ₹20,000 | ₹20,000 | ₹20,000 |
REGULAR DEPOSITS (Fixed Rates) Deposits exceeding ₹2 crore & upto ₹10 crore (p.a.)
Period | Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option |
---|---|---|---|---|---|
12-23 Months | 7.10% | 7.15% | 7.20% | - | 7.35% |
24-35 Months | 7.25% | 7.30% | 7.35% | 7.50% | 7.50% |
36-60 Months | 7.20% | 7.25% | 7.30% | 7.45% | 7.45% |
61-120 Months | 7.05% | 7.10% | 7.15% | 7.30% | 7.30% |
REGULAR DEPOSITS (Fixed Rates) Deposits exceeding ₹10 crore & below ₹25 crore (p.a.)
Period | Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option |
---|---|---|---|---|---|
12-23 Months | 7.15% | 7.20% | 7.25% | - | 7.40% |
24-35 Months | 7.35% | 7.40% | 7.45% | 7.60% | 7.60% |
36-60 Months | 7.25% | 7.30% | 7.35% | 7.50% | 7.50% |
61-120 Months | 7.10% | 7.15% | 7.20% | 7.35% | 7.35% |
Effective May 29, 2023
REGULAR DEPOSITS (Fixed Rates) Deposits Rs. 25 Crore & below Rs. 50 Crore
Period | Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option |
---|---|---|---|---|---|
12-23 Months | 7.62% | 7.67% | 7.72% | - | 7.87% |
24-60 Months | 7.62% | 7.67% | 7.72% | 7.87% | 7.87% |
61-120 Months | 7.25% | 7.30% | 7.35% | 7.50% | 7.50% |
Effective May 29, 2023
REGULAR DEPOSITS (Fixed Rates) Deposits Rs. 50 Crore & above
Period | Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option |
---|---|---|---|---|---|
12-23 Months | 7.75% | 7.80% | 7.85% | - | 8.00% |
24-60 Months | 7.25% | 7.30% | 7.35% | 7.50% | 7.50% |
61-120 Months | 7.25% | 7.30% | 7.35% | 7.50% | 7.50% |
Recurring Deposits Plan (RD) Fixed Rate Installment Deposit Plan (For Individuals Only)
Period of Deposit | ROI (p.a.) # |
---|---|
12 - 23 Months | 6.70% |
24 - 35 Months | 6.75% |
36 - 60 Months | 6.80% |
Interest rates are subject to change and the rate applicable will be the rate prevalent on the effective date of deposit.
Valid from March 1, 2023
SAPPHIRE DEPOSITS (Fixed Rates) Deposits upto ₹2 crore (p.a.)
Period | Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option |
---|---|---|---|---|---|
45 Months | 7.45% | 7.50% | 7.55% | 7.70% | 7.70% |
Minimum Amount (Rs.) | 40,000 | 20,000 | 20,000 | 20,000 | 20,000 |
Effective March 1, 2023
SPECIAL DEPOSITS (Fixed Rates) Deposits upto ₹2 crore (p.a.)
Period | Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option |
---|---|---|---|---|---|
33 Months | 7.30% | 7.35% | 7.40% | 7.55% | 7.55% |
66 Months | 7.40% | 7.45% | 7.50% | 7.65% | 7.65% |
Minimum Amount (Rs.) | 40,000 | 20,000 | 20,000 | 20,000 | 20,000 |
PREMIUM DEPOSITS (Fixed Rates) Deposits upto ₹2 crore (p.a.)
Period | Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option |
---|---|---|---|---|---|
15 Months | 7.20% | 7.25% | 7.30% | - | 7.45% |
22 Months | 7.25% | 7.30% | 7.35% | 7.50% | 7.50% |
44 Months | 7.25% | 7.30% | 7.35% | 7.50% | 7.50% |
Minimum Amount (Rs.) | 40,000 | 20,000 | 20,000 | 20,000 | 20,000 |
REGULAR DEPOSITS (Fixed Rates) Deposits upto ₹2 crore (p.a.)
Period | Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option |
---|---|---|---|---|---|
12-23 Months | 6.85% | 6.90% | 6.95% | - | 7.10% |
24-35 Months | 7.10% | 7.15% | 7.20% | 7.35% | 7.35% |
36-60 Months | 7.15% | 7.20% | 7.25% | 7.40% | 7.40% |
61-120 Months | 7.05% | 7.10% | 7.15% | 7.30% | 7.30% |
Minimum Amount (Rs.) | 40,000 | 20,000 | 20,000 | 20,000 | 20,000 |
REGULAR DEPOSITS (Fixed Rates) Deposits exceeding ₹2 crore & upto ₹10 crore (p.a.)
Period | Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option |
---|---|---|---|---|---|
12-23 Months | 7.10% | 7.15% | 7.20% | - | 7.35% |
24-35 Months | 7.25% | 7.30% | 7.35% | 7.50% | 7.50% |
36-60 Months | 7.20% | 7.25% | 7.30% | 7.45% | 7.45% |
61-120 Months | 7.05% | 7.10% | 7.15% | 7.30% | 7.30% |
REGULAR DEPOSITS (Fixed Rates) Deposits exceeding ₹10 crore & below ₹25 crore (p.a.)
Period | Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option |
---|---|---|---|---|---|
12-23 Months | 7.15% | 7.20% | 7.25% | - | 7.40% |
24-35 Months | 7.35% | 7.40% | 7.45% | 7.60% | 7.60% |
36-60 Months | 7.25% | 7.30% | 7.35% | 7.50% | 7.50% |
61-120 Months | 7.10% | 7.15% | 7.20% | 7.35% | 7.35% |
Effective May 29, 2023
REGULAR DEPOSITS (Fixed Rates) Deposits Rs. 25 Crore & below 50 Crore
Period | Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option |
---|---|---|---|---|---|
12-23 Months | 7.62% | 7.67% | 7.72% | - | 7.87% |
24-60 Months | 7.62% | 7.67% | 7.72% | 7.87% | 7.87% |
61-120 Months | 7.25% | 7.30% | 7.35% | 7.50% | 7.50% |
Effective May 29, 2023
REGULAR DEPOSITS (Fixed Rates) Deposits Rs. 50 Crore & above
Period | Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option |
---|---|---|---|---|---|
12-23 Months | 7.75% | 7.80% | 7.85% | - | 8.00% |
24-60 Months | 7.25% | 7.30% | 7.35% | 7.50% | 7.50% |
61-120 Months | 7.25% | 7.30% | 7.35% | 7.50% | 7.50% |
Interest rates are subject to change and the rate applicable will be the rate prevalent on the effective date of deposit.
HDFC has mobilized household funds from over 17 lac depositors. Our deposit products have enjoyed an 'AAA' credit rating from CRISIL and ICRA consistently over the past 27 years and we offer exceptionally high standard of service.
All our retail savings products are distributed primarily through our Key Partners. Besides benefitting from attractive brokerage/commission structures, our Key Partners are also free to be agents of other financial institutions. This will help you, as a Key Partner, strengthen your portfolio of offerings and will enable you to present a diverse choice of investment options to your customers.
Fill in the form on the link below and submit the same at any nearest HDFC Deposits centre or walk into any HDFC Deposits branch to pick up an application form.
You will be interviewed and if found suitable, you will be registered as an Authorized Key Partner.
HDFC LTD., 406, SAKTHI SIVAM PLAZA, PUMPING STATION ROAD, 9TH CROSS STREET, KK NAGAR (E), MADURAI - 625020
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., FIRST FLOOR, PADAM TOWER - 2, 14/113, CIVIL LINES, KANPUR, KANPUR - 208001
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., ANAND DEEP BLDG., GROUND FLOOR, 43, CITY CENTRE, GWALIOR - 474005
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., AKRUTI ARCADE, FIRST FLOOR, OPP. WADIA HIGH SCHOOL, J. P. ROAD, ANDHERI (W), MUMBAI - 400058
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD, 2A, 2ND FLOOR, 117, UJJAL ARCADE, MC ROAD, CHENIKUTHI, GUWAHATI - 781003
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD.,UNIT 3, 1ST FLOOR, NAKSHATRA BUILDING NO .4,CHANDRAVARKAR ROAD, BORIVALI ( WEST ), MUMBAI - 400092
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LIMITED, GROUND FLOOR, MUNICIPAL NO 357/2, NEAR BEHL CHOWK, RAJPUR ROAD, DEHRADUN - 248001
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., GROUND FLOOR, A-13/2, HIGHWAY TOWERS, SECTOR - 62, NOIDA - 201309
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., SHOP NO. 101, 102 & 103, 1ST FLOOR, EDCON GALLERIA, ALBUQUERQUE ROAD, NEXT TO HOTEL DELMON, BEHIND GEETA BAKERY, PANAJI - 403001
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., SCO-33, FIRST FLOOR, SECTOR 41-D, CHANDIGARH CITY - 160036
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., 3RD FLOOR, KESHARI TALKIES OFFICE COMPLEX 98, KHARAVELA NAGAR, BHUBANESWAR - 751001
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., UNIT NO. 101 TO 105, 1ST FLOOR, THE SPIRE BUILDING, 150 FT RING ROAD, RAJKOT - 360007
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., STAR SQUARE, FIRST FLOOR, PLOT NO. 3, INTER STATE BUS TERMINAL (ISBT), KASTURBA NAGAR, BHOPAL - 462023
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., 1ST FLOOR, SRI HARI TOWERS, 59A-1-5/1,BESIDES MARY STELLA COLLEGE, VIJAYAWADA - 520008
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., ANR TOWERS, BESIDE MAHATHI SCHOOL, GOPALAPATNAM, VISAKHAPATNAM - 530027
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., HDFC HOUSE, 10-A/1, M G ROAD, NEAR TREASUR ISLAND, INDORE - 452001
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., 103/63, MADHYAM MARG, AGRAWAL FARM, MANSAROVAR, JAIPUR - 302020
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., THE CAPITAL COURT, MUNIRKA, OUTER RING ROAD, OLOF PALME MARG, NEW DELHI - 110067
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., GROUND FLOOR, RAJASTHAN PATRIKA BUILDING, GAURAV PATH, VAISHALI NAGAR, NEAR URBAN HAAT, AJMER - 305001
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., GROUND FLOOR, RUDRA PRESTIGE, C-32/23 & C-32/25, HABIBPURA, SIGRA - KASHI VIDYAPEETH ROAD, VARANASI - 221001
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., 23-28, MAJESTIC TOWER, UPPER GROUND FLOOR, COMMUNITY CENTRE, VIKAS PURI, NEW DELHI - 110018
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., 101, 1ST FLOOR, D. S. GALAXY, DEVIDAYAL ROAD, OPP. BMC WARD OFFICE, MULUND (W), MUMBAI - 400080
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., FIRST FLOOR, PLOT NO B - 53 & 54, HANUMAN NAGAR, GAUTAM MARG, VAISHALI NAGAR, JAIPUR - 302021
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., 201, 2ND FLOOR, AMRUTA ARCADE, STATION ROAD, NR MANINAGAR CROSS ROAD, MANINAGAR,, AHMEDABAD - 380008
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., 8, VISHNUPURI, NEAR VIJAYVARGIYA HOSPITAL, MAIN JAGATPURA ROAD, JAGATPURA, JAIPUR - 302025
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., SONA COMMERCIAL COMPLEX, 3RD FLOOR, OPPOSITE BMC OFFICE, ROAD NO. 1, CHEMBUR (EAST), MUMBAI - 400071
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., 1ST FLOOR, SWAGOTA ENIVISION, KHANAPARA, SIX MILE, G S ROAD, GUWAHATI - 781022
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., ALASKA TOWERS, OPP. AROGYA HOSPITAL, LODHI PARA ROAD, SHANKAR NAGAR, RAIPUR - 492007
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LIMITED, 2ND FLOOR, ABC TOWER, BORING ROAD, PATNA - 800001
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., PLOT NO. 82, SECTOR 17, VASHI,, NAVI MUMBAI - 400703
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., MANJULA ARCADE, FIRST FLOOR, GOKHALE ROAD, NEAR ICE FACTORY, THANE (WEST), THANE - 400602
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., HDFC HOUSE, TRIDENT, RACE COURSE, VADODARA - 390 007
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., HDFC HOUSE, POST BAG NO. 1667, RAVIPURAM, M. G. ROAD, KOCHI - 682015
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., RAMON HOUSE, H T PAREKH MARG, 169, BACKBAY RECLAMATION, CHURCHGATE, MUMBAI - 400020
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., FIRST FLOOR, 101-104, AAI CO-OP. HOUSING SOCIETY LTD., KELKAR ROAD, RAM NAGAR, DOMBIVLI (EAST) - 421201
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., KOTHARI MILESTONE, SHOP NO. 106, 1ST FLOOR, 46, SWAMI VIVEKANANDA ROAD, MALAD (W), MUMBAI - 400064
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., SHOP NO. 1, PLATINUM MALL, JAWAHAR ROAD, NEAR GHATKOPAR RAILWAY STATION, GHATKOPAR (E), MUMBAI - 400077
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., 1ST FLOOR, ITC CENTRE, 760, ANNA SALAI, CHENNAI - 600 002
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., 1, SHANGRILA APARTMENTS, GROUND FLOOR, L T ROAD, BORIVLI (W), MUMBAI - 400092
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., B2 - 201, 2ND FLOOR, MARATHON INNOVA NEXT GEN, OPP. PENINSULA CORPORATE PARK, OFF GANPATRAO KADAM MARG, LOWER PAREL (WEST), MUMBAI - 400013
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC HOUSE, NO 51, SECOND FLOOR, KASTURBA ROAD , BENGALURU - 560001
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., 2-KA-27, VIGYAN NAGAR, OPP. SUDHA HOSPITAL, JHALAWAR ROAD, KOTA - 324005
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., BRIDGE SQUARE COMPLEX, GROUND FLOOR, BRIDGE ROAD, BALMATTA,, MANGALURU - 575003
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., 1ST FLOOR, PADMALAYA, 18, RAM MANDIR GARAGE AREA, BISTUPUR, JAMSHEDPUR - 831001
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., NO. 6, JTK EXTENSION, ADICHUNCHANAGIRI ROAD, KUVEMPU NAGAR, MYSORE - 570023
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., P. NO. 17, GROUND FLOOR, KP TOWER, NEAR UMRAO KHAN PETROL PUMP, UPPER CHOPASANI ROAD, JODHPUR - 342002
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., JUBILEE ONE, 3RD FLOOR, PLOT NO. 1355 H & I, ABOVE SODA BOTTLE OPENER WALA, ROAD NO. 1, JUBILEE HILLS , HYDERABAD - 500033
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., TWO HORIZON CENTER, DLF PHASE 5, GOLF COURSE ROAD, SECTOR 43, GURUGRAM - 122002
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., SECOND FLOOR, GOPAL HOUSE, OPP. KASAT CHEMICALS, KOTHRUD, PUNE - 411029
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., HDFC HOUSE, PANDIT RAVI SHANKAR SHUKLA MARG (VIP ROAD), CIVIL LINES, NAGPUR - 440001
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., HDFC HOUSE, NO. 29, KAMARAJ ROAD, (NEAR CIRCUIT HOUSE), COIMBATORE, COIMBATORE - 641018
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., HDFC HOUSE, SHARANPUR LINK ROAD, NASHIK - 422005
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., SCO 25, DIST. SHOPPING COMPLEX , RANJIT AVENUE, B-BLOCK, OPP. AJIT HOSPITAL, AMRITSAR - 143001
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., UNIT NO.5, LINK ROAD, MODEL TOWN, NR GURU AMAR DASS CHOWK, JALANDHAR - 144 003
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., SCO - 11, GREEN PARK AVENUE, CANAL COLONY, NEAR NEHRU SIDDHANT KENDRA, PAKHOWAL ROAD, LUDHIANA - 141001
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., 251, 2ND FLOOR, TOWER-B, AGARWAL CYBER PLAZA, NETAJI SUBHASH PLACE, NEW DELHI - 110034
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD. SHOP NO. SF 1 & SF 2 , SECOND FLOOR , VINAYAK VRINDAVAN TOWER , 34/26 TASHKENT MARG , CIVIL LINES, PRAYAGRAJ - 211 001
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., HDFC HOUSE, 1500 SHIVAJI NAGAR, UNIVERSITY, PUNE - 411005
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., HOLDING NO. 193, ADDRIJA APARTMENT, GROUND FLOOR, BLOCK - A, GRAND TRUNK ROAD (E), BARABAZAR,P.S. - CHANDANNAGORE, DIST. HOOGHLY, KOLKATA - 712136
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., FIRST FLOOR, PLOT NO. 99, VIVEKANANDA LANE, BADAMBADI - KATHAJODI ROAD,, CUTTACK - 753012
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., FOUR MANGOE LANE, 5TH FLOOR, SURENDRA MOHAN GHOSH SARANI,, KOLKATA - 700001
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., OLD NO. 29, NEW NO. 63, SECOND FLOOR, SECOND STREET, KAMARAJ AVENUE, KASTURIBAI NAGAR (NEAR NALLI SILKS), ADYAR, CHENNAI - 600020
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., VIJAY VIHAR, 1-A SADUL COLONY, TULSI CIRCLE, BIKANER - 334001
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., SHOP NO 1, GROUND FLOOR, ECO HEIGHTS, NITYANAND NAGAR, ANDHERI (EAST), MUMBAI - 400069
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., 201-204, SECOND FLOOR, RIDDHI SHOPPERS, OPP. IMPERIAL SQUARE, ADAJAN-HAZIRA ROAD, ADAJAN, SURAT - 395009
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., NO 40, (OLD NO. 1383 / 1384), EAST END ''E'' MAIN ROAD, JAYANAGAR 9TH BLOCK, BENGALURU - 560069
MONDAY TO FRIDAY 9:30 AM TO 5:15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., C-25, BHAGWANDAS ROAD, OPPOSITE ST. XAIVERS SCHOOL, C- SCHEME, JAIPUR - 302001
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., HDFC HOUSE, 3-6-310, HYDERGUDA ROAD,BASHEER BAGH, HYDERABAD - 500029
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., SECOND FLOOR, HINDUSTAN TIMES HOUSE, 25, ASHOK MARG,, LUCKNOW - 226 001
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., 4, STAR ZONE MALL, ABOVE PASSPORT OFFICE, NR. BYTCO COLLEGE, OFF NASHIK PUNE ROAD, NASHIK - 422101
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., GALAXY, 1ST FLOOR, SHAHID KHUDIRAM SARANI, CITY CENTRE, DURGAPUR - 713216
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., HDFC HOUSE, AASHIL COMPLEX, NEAR MITHAKHALI, SIX ROADS, NAVRANGPURA, AHMEDABAD - 380009
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH AND OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., 1ST & 2ND FLOOR, A-14, VIJAY NAGAR, NEAR SEVEN HILLS FLY OVER, GAJANAN MAHARAJ MANDIR ROAD,, AURANGABAD - 431001
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., HDFC HOUSE, VAZHUTHACAUD, POST BOX NO. 2288,, THIRUVANANTHAPURAM - 695010
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
HDFC LTD., 2ND FLOOR, 44 REGAL BUILDING, CONNAUGHT PLACE, NEW DELHI - 110001
MONDAY TO FRIDAY 9.30 AM TO 5.15 PM. CLOSED ON 3RD SATURDAY OF EVERY MONTH. OTHER SATURDAY 10 AM TO 1 PM.
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EMI break-down chart
Individual Housing: (Jan-March 2023 Quarter)
Min (%) | Max (%) | Wt Avg. (%) | Mean (%) |
---|---|---|---|
8.30 | 13.50 | 8.80 | 9.88 |
Individual Non-Housing: (Jan-March 2023 Quarter)
Min (%) | Max (%) | Wt Avg. (%) | Mean (%) |
---|---|---|---|
8.35 | 15.15 | 9.20 | 10.32 |
Please visit https://portal.hdfc.com/login and post Login click on Requests > Conversion Enquiry tab for any further details in this regards.
HDFC's Retail Prime Lending Rate (RPLR) Housing is being increased by 25 bps to 18.55% w.e.f March 1, 2023
HDFC's Retail Prime Lending Rate (RPLR) Non-Housing is also being increased by 25 bps to 12.20% w.e.f March 1, 2023