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LOAN TENURE

15 Years

Interest Rate

8.50% p.a.

MOST POPULAR

LOAN TENURE

20 Years

INTEREST RATE

8.50% p.a.

TAKE IT EASY

LOAN TENURE

30 Years

INTEREST RATE

8.50% p.a.

For credit score of 800 and above*

* These rates are as on today,

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"Appreciate the quick service and understanding at HDFC Housing Finance"
- Avinashkumar Rajpurohit,Mumbai

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Your Dream Home Awaits

Browse from our list of pre-approved projects and start your journey with HDFC Bank

Disclaimer: Contents herein are for informative purposes only and the list of identified projects is non-exhaustive and merely indicative without any representations, obligations, warranties, responsibilities or liabilities on part of HDFC Bank in any manner whatsoever. Readers are advised to undertake independent diligence and exercise discretion before making any purchases. The information available in this section of the website is subject to change, removal, updation, revisions and amendment without any notice and at any time. All loans shall be at the sole discretion of HDFC Bank after conducting due diligence of the loan applications. HDFC Bank further reserves the right to accept/reject any loan application(s) and to restrict/refrain from funding certain portion or units/towers of such identified properties. Listing of projects herein is neither intended to reflect as any endorsement, solicitation, approval, collaboration, tie-up, or any arrangement of any sort whatsoever with any developer/project, nor is it intended to entitle any reader with any rights or remedies of any nature against HDFC Bank. Any dealing on any project on the list regarding any matter whatsoever, including but not limited to the availability of units/inventory, delivery/possession of property, status of regulatory/statutory compliance, etc., is to be undertaken only with the respective promoter/developer as the case maybe on such bi- party terms as the parties may deem fit and proper without any reference or recourse to HDFC Bank.

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55,000+ Projects 

Key Features and Benefits

Frequently Asked Questions

HDFC Bank will determine your Home Loan Eligibility largely by your income and repayment capacity. Other important factors include your age, qualification, number of dependants, your spouse's income (if any), assets & liabilities, savings history and the stability & continuity of occupation.

EMI refers to the ‘Equated Monthly Installment’ which is the amount you will pay to us on a specific date each month till the loan is repaid in full. The EMI comprises of the principal and interest components which are structured in a way that in the initial years of your loan, the interest component is much larger than the principal component, while towards the latter half of the loan, the principal component is much larger.

You can apply for a Home Loan at any time once you have decided to purchase or construct a property, even if you have not selected the property or the construction has not commenced.

‘Own Contribution’ is the total cost of the property less HDFC Bank's home loan.

For your convenience, HDFC Bank offers various modes for repayment of your house loan. You may issue standing instructions to your banker to pay the installments through ECS (Electronic Clearing System), opt for direct deduction of monthly installments by your employer or issue post-dated cheques from your salary account.

Absolutely! HDFC Bank provides Plot Loans to facilitate the purchase of land for your dream home. HDFC Bank offers Plot Loans at competitive interest rates, flexible repayment options, and a straightforward application process. Take the first step towards turning your dreams into reality with HDFC Bank's Plot Loans.

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