Home Loan Eligibility calculator| Housing loan Eligibility Calculator - HDFC

Home Loan calculations made easy

with the HDFC Home Loan EMI Calculator.

Home Loan Eligibility

Eligibility calculator

  • When you apply for a home loan, your eligibility is primarily dependant on your income and repayment capacity.
  • There are also some other factors that will determine your home loan eligibility –
    • Your age, financial position, credit history, credit score, other financial liabilities etc.
  • You can enhance your eligibility for a home loan by –
    • Adding an earning family member as co-applicant.
    • Availing a structured repayment plan.
    • Ensuring a steady income flow, regular savings and investments.
    • Furnishing details of your regular additional income sources.
    • Keeping a record of your variable salary components.
    • Taking actions to rectify errors (if any) in your credit score.
    • Repaying ongoing loans and short terms debts.
These calculators are provided only as general self-help Planning Tools. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances.
NRI should input net income.