Own a Home in Chennai with HDFC Home Loans
If you dream of buying a home in Chennai, you can bring alive your dream with HDFC home Loans in Chennai. We offer a wide range of home loans at attractive interest rates to help you buy a house in Chennai comfortably
With HDFC home loans you can enjoy benefits such as customised repayment options, easy documentation, and an end to end digital loan application process, which will make your home buying experience a memorable one.
Features and Benefits of Availing HDFC Home Loans in Chennai
The capital of Tamil Nadu, Chennai, is one of the most important metropolitan cities in India. Regarded as an educational, and economic hub of Southern India, it has several IT companies, MNCs and automobile companies. This coupled with the finest urban infrastructure, it has rightly earned the sobriquet, ‘Detroit of India.’
You can connect with us through our 24X7 chat facility or on our website & WhatsApp number, and our representatives will answer your home loan queries instantly. The simple online application process, along with easy & hassle-free documentation ensures that you get the required funds for your home purchase in a timely and convenient manner.
Check your home loan eligibility and apply for a home loan in Chennai now.
Other key features of HDFC Home Loans
- Home Loans for purchase of a flat, row house, bungalow from private developers in approved projects
- Home Loans for purchase of properties from Development Authorities such as DDA, MHADA etc
- Loans for purchase of properties in an existing Co-operative Housing Society or Apartment Owners' Association or Development Authorities settlements or privately built up homes
- Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority
- Expert legal and technical counselling to help you make the right home buying decision
- Integrated branch network for availing and servicing the Home Loans anywhere in India
- Special arrangement with AGIF for Home Loans for those employed in the Indian Army. To know more, click here
- The Pradhan Mantri Awas Yojana (PMAY) (URBAN)-Housing for All was a mission that was launched by the Government of India with the aim of boosting home ownership. It aimed at achieving ‘Housing for All’ by the year 2022
HDFC Home Loan Interest Rates in Chennai
HDFC offers attractive home loan interest rates starting from 8.10*% p.a. We also offer Trufixed loans wherein the interest rate remains fixed for a specific period, after which it automatically converts to an adjustable-rate loan.
Interest Rates
SPECIAL HOME LOAN RATES
BLOCKBUSTER FESTIVE OFFER
Adjustable Rate Home Loans
| Loan Slab / Credit Score | Interest Rates (% p.a.) |
|---|---|
| For Credit Scores 750 & above | 6.70 |
Retail Prime Lending Rate: 17.20%
| Loan Slab | Home Loan Interest Rates (% p.a.) |
|---|---|
| For Women* (upto 30 Lakhs) | 6.75 to 7.25 |
| For Others* (upto 30 Lakhs) | 6.80 to 7.30 |
| For Women* (30.01 Lakhs to 75 Lakhs) | 7.00 to 7.50 |
| For Others* (30.01 Lakhs to 75 Lakhs) | 7.05 to 7.55 |
| For Women* (75.01 Lakhs & Above) | 7.10 to 7.60 |
| For Others*(75.01 Lakhs & Above) | 7.15 to 7.65 |
To read terms & Conditions, Click Here
STANDARD HOME LOAN RATES
Adjustable Rate Home Loans
Retail Prime Lending Rate: 17.20%
| Loan Slab | Home Loan Interest Rates (% p.a.) |
|---|---|
| For Women* (upto 30 Lakhs) | 6.95 to 7.45 |
| For Others* (upto 30 Lakhs) | 7.00 to 7.50 |
| For Women* (30.01 Lakhs to 75 Lakhs) | 7.20 to 7.70 |
| For Others* (30.01 Lakhs to 75 Lakhs) | 7.25 to 7.75 |
| For Women* (75.01 Lakhs & Above) | 7.30 to 7.80 |
| For Others*(75.01 Lakhs & Above) | 7.35 to 7.85 |
*The above Home Loan interest rates/ EMI are applicable for loans under the Adjustable Rate Home Loan Scheme of Housing Development Finance Corporation Limited (HDFC) and are subject to change at the time of disbursement. The Home Loan interest rates above are linked to HDFC's Bench Mark Rate ("RPLR") and are variable through out the tenor of the loan. All loans are at the sole discretion of HDFC Ltd. For further details regarding the loan slabs and interest rates above Click Here
TruFixed Loan – 2 Year Fixed Rate Variant
Retail Prime Lending Rate: 17.20%
| Loan Slab | Home Loan Interest Rates (% p.a.) |
|---|---|
| For Women* (upto 30 Lakhs) | 7.40 to 7.90 |
| For Others* (upto 30 Lakhs) | 7.45 to 7.95 |
| For Women* (30.01 Lakhs to 75 Lakhs) | 7.55 to 8.05 |
| For Others* (30.01 Lakhs to 75 Lakhs) | 7.60 to 8.10 |
| For Women* (75.01 Lakhs & Above) | 7.65 to 8.15 |
| For Others*(75.01 Lakhs & Above) | 7.70 to 8.20 |
To read terms & Conditions, Click Here
Eligibility Criteria for a Home Loan in Chennai
To avail a home loan in Chennai, given below is the eligibility criteria -
Salaried Individuals
Age Limit: Minimum 21 years of age and Maximum 65 years
Minimum Salary: Income of the Salaried individual should be minimum Rs. 10,000/month
Self-Employed Individuals
Age Limit: Minimum 21 years of age and Maximum 65 years
Minimum Business Income: Income of the Self-employed individual should be minimum Rs. 2,00,000/annum
How to Apply for a Home Loan Online in Chennai
You can avail a HDFC home loan in Chennai in 4 easy steps:
- Sign Up / Register
- Fill in the home loan application form
- Upload Documents
- Pay Processing Fee
- Get Loan Approval
You can also apply for a home loan online. Visit https://portal.hdfc.com/ to apply now!
HDFC Home Loan Offices
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