Own a Home in Mumbai with HDFC Home Loans

Are you looking to buy a home in Mumbai? You can now bring alive your dream with HDFC Home Loans in Mumbai. Whether you are a salaried individual or a self-employed businessman, wishing to purchase a luxurious apartment or a 1-BHK flat, HDFC’s customised home loan solutions make home buying quick and easy. 

Our simple online application process, minimal documentation, and assistance at every step, ensures that you get the required funds in a timely manner and a memorable home buying experience.

Features and benefits of availing HDFC Home Loans in Mumbai

Mumbai, the city of dreams, is also the economic capital of India. Mumbai is very well connected in terms of road, rail, and air transport. It boasts of some of the best infrastructure in the country, ample job opportunities and an upbeat lifestyle, making it a great place to live. If you want to own a space of your own here, you can get the desired funds by applying for an HDFC housing loan in Mumbai.

Get in touch with us through our online chat service or WhatsApp, and our representative will assist you with the home loan application process and answer all your home loan related queries instantly.

Other key features of HDFC Home Loans

  • Home Loans for purchase of a flat, row house, bungalow from private developers in approved projects
  • Home Loans for purchase of properties from Development Authorities such as DDA, MHADA etc
  • Loans for purchase of properties in an existing Co-operative Housing Society or Apartment Owners' Association or Development Authorities settlements or privately built up homes
  • Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority
  • Expert legal and technical counselling to help you make the right home buying decision
  • Integrated branch network for availing and servicing the Home Loans anywhere in India
  • Special arrangement with AGIF for Home Loans for those employed in the Indian Army. To know more, click here
  • The Pradhan Mantri Awas Yojana (PMAY) (URBAN)-Housing for All was a mission that was launched by the Government of India with the aim of boosting home ownership. It aimed at achieving ‘Housing for All’ by the year 2022

HDFC Home Loan Interest Rates in Mumbai

HDFC offers attractive home loan interest rates starting from 8.10*% p.a. We also offer Trufixed loans wherein the interest rate remains fixed for a specific period, after which it automatically converts to an adjustable-rate loan.

Interest Rates

SPECIAL HOME LOAN RATES

BLOCKBUSTER FESTIVE OFFER

Adjustable Rate Home Loans

Loan Slab / Credit ScoreInterest Rates (% p.a.)
For Credit Scores 750 & above6.70

Retail Prime Lending Rate: 17.20%

Loan SlabHome Loan Interest Rates (% p.a.)
For Women* (upto 30 Lakhs)6.75 to 7.25
For Others* (upto 30 Lakhs)6.80 to 7.30
For Women* (30.01 Lakhs to 75 Lakhs)7.00 to 7.50
For Others* (30.01 Lakhs to 75 Lakhs)7.05 to 7.55
For Women* (75.01 Lakhs & Above)7.10 to 7.60
For Others*(75.01 Lakhs & Above)7.15 to 7.65

To read terms & Conditions, Click Here

STANDARD HOME LOAN RATES

Adjustable Rate Home Loans

Retail Prime Lending Rate: 17.20%

Loan SlabInterest Rates (% p.a.)
For Women* (upto 30 Lakhs)6.95 to 7.45
For Others* (upto 30 Lakhs)7.00 to 7.50
For Women* (30.01 Lakhs to 75 Lakhs)7.20 to 7.70
For Others* (30.01 Lakhs to 75 Lakhs)7.25 to 7.75
For Women* (75.01 Lakhs & Above)7.30 to 7.80
For Others*(75.01 Lakhs & Above)7.35 to 7.85

*The above Home Loan interest rates/ EMI are applicable for loans under the Adjustable Rate Home Loan Scheme of Housing Development Finance Corporation Limited (HDFC) and are subject to change at the time of disbursement. The Home Loan interest rates above are linked to HDFC's Bench Mark Rate ("RPLR") and are variable through out the tenor of the loan. All loans are at the sole discretion of HDFC Ltd. For further details regarding the loan slabs and interest rates above Click Here

TruFixed Loan – 2 Year Fixed Rate Variant

Retail Prime Lending Rate: 17.20%

Loan SlabInterest Rates (% p.a.)
For Women* (upto 30 Lakhs)7.40 to 7.90
For Others* (upto 30 Lakhs)7.45 to 7.95
For Women* (30.01 Lakhs to 75 Lakhs)7.55 to 8.05
For Others* (30.01 Lakhs to 75 Lakhs)7.60 to 8.10
For Women* (75.01 Lakhs & Above)7.65 to 8.15
For Others*(75.01 Lakhs & Above)7.70 to 8.20

To read terms & Conditions, Click Here

Eligibility Criteria for a Home Loan in Mumbai

To avail a home loan in Mumbai, given below is the eligibility criteria -

Salaried Individuals

Age Limit: Minimum 21 years of age and Maximum 65 years

Minimum Salary: Income of the Salaried individual should be minimum Rs. 10,000/month

Self-Employed Individuals

Age Limit: Minimum 21 years of age and Maximum 65 years

Minimum Business Income: Income of the Self-employed individual should be minimum Rs. 2,00,000/annum

How to Apply for a Home Loan Online in Mumbai

You can avail a HDFC home loan in Mumbai in 4 easy steps:

  1. Sign Up / Register
  2. Fill in the home loan application form
  3. Upload Documents
  4. Pay Processing Fee
  5. Get Loan Approval

You can also apply for a home loan online. Visit https://portal.hdfc.com/ to apply now!

HDFC Home Loan Offices

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