Own a home in Hyderabad with HDFC Home Loans

Hyderabad, the capital of one of the newly formed states, Telangana is known by many names like the ‘City of Nizams’ and the ‘City of Pearls.’ While the city is replete with remnants of the various dynasties that ruled it, it also exudes a modern outlook. 

Hyderabad is regarded as one of the most technology savvy cities in India. The booming IT industry and fast-developing infrastructure has made Hyderabad a much-desired location to migrate especially for software and IT professionals. 

Moreover, with Government policies that focus on boosting the economy, the city has experienced an exponential growth in defence, life science, IT, and biotech industries, making it a promising destination for good career opportunities.

Features and benefits of availing a home loan from HDFC in Hyderabad

If you want to purchase or construct a home in Hyderabad, apply for HDFC Home Loans in Hyderabad to fulfil your dream of owning a home easily and conveniently. Moreover, attractive interest rates and a longer repayment period of up to 30 years, makes owning a home affordable.

HDFC offers a wide range of customised home loan solutions and services including legal and technical counselling on property a simple online loan application process, minimal documentation to, ensure that you have a memorable home buying borrowing experience.

Other key features of HDFC Home Loans

  • Home Loans for purchase of a flat, row house, bungalow from private developers in approved projects
  • Home Loans for purchase of properties from Development Authorities such as DDA, MHADA etc
  • Loans for purchase of properties in an existing Co-operative Housing Society or Apartment Owners' Association or Development Authorities settlements or privately built up homes
  • Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority
  • Expert legal and technical counselling to help you make the right home buying decision
  • Integrated branch network for availing and servicing the Home Loans anywhere in India
  • Special arrangement with AGIF for Home Loans for those employed in the Indian Army. To know more, click here
  • The Pradhan Mantri Awas Yojana (PMAY) (URBAN)-Housing for All was a mission that was launched by the Government of India with the aim of boosting home ownership. It aimed at achieving ‘Housing for All’ by the year 2022

HDFC Home Loan Interest Rates in Hyderabad

If you want to purchase a home in Hyderabad, HDFC offers attractive home loan interest rates starting from 8.10*% p.a. We also offer Trufixed Home Loans wherein the interest rate remains fixed for a specific period, after which it automatically converts to an adjustable-rate loan.

Interest Rates

SPECIAL HOME LOAN RATES

BLOCKBUSTER FESTIVE OFFER

Adjustable Rate Home Loans

Loan Slab / Credit ScoreInterest Rates (% p.a.)
For Credit Scores 750 & above6.70

Retail Prime Lending Rate: 17.20%

Loan SlabHome Loan Interest Rates (% p.a.)
For Women* (upto 30 Lakhs)6.75 to 7.25
For Others* (upto 30 Lakhs)6.80 to 7.30
For Women* (30.01 Lakhs to 75 Lakhs)7.00 to 7.50
For Others* (30.01 Lakhs to 75 Lakhs)7.05 to 7.55
For Women* (75.01 Lakhs & Above)7.10 to 7.60
For Others*(75.01 Lakhs & Above)7.15 to 7.65

To read terms & Conditions, Click Here

STANDARD HOME LOAN RATES

Adjustable Rate Home Loans

Retail Prime Lending Rate: 17.20%

Loan SlabHome Loan Interest Rates (% p.a.)
For Women* (upto 30 Lakhs)6.95 to 7.45
For Others* (upto 30 Lakhs)7.00 to 7.50
For Women* (30.01 Lakhs to 75 Lakhs)7.20 to 7.70
For Others* (30.01 Lakhs to 75 Lakhs)7.25 to 7.75
For Women* (75.01 Lakhs & Above)7.30 to 7.80
For Others*(75.01 Lakhs & Above)7.35 to 7.85

*The above Home Loan interest rates/ EMI are applicable for loans under the Adjustable Rate Home Loan Scheme of Housing Development Finance Corporation Limited (HDFC) and are subject to change at the time of disbursement. The Home Loan interest rates above are linked to HDFC's Bench Mark Rate ("RPLR") and are variable through out the tenor of the loan. All loans are at the sole discretion of HDFC Ltd. For further details regarding the loan slabs and interest rates above Click Here

TruFixed Loan – 2 Year Fixed Rate Variant

Retail Prime Lending Rate: 17.20%

Loan SlabHome Loan Interest Rates (% p.a.)
For Women* (upto 30 Lakhs)7.40 to 7.90
For Others* (upto 30 Lakhs)7.45 to 7.95
For Women* (30.01 Lakhs to 75 Lakhs)7.55 to 8.05
For Others* (30.01 Lakhs to 75 Lakhs)7.60 to 8.10
For Women* (75.01 Lakhs & Above)7.65 to 8.15
For Others*(75.01 Lakhs & Above)7.70 to 8.20

To read terms & Conditions, Click Here

Eligibility Criteria for a Home Loan in Hyderabad

To avail a home loan in Hyderabad, given below is the eligibility criteria -

Salaried Individuals

Age Limit: Minimum 21 years of age and Maximum 65 years

Minimum Salary: Income of the Salaried individual should be minimum Rs. 10,000/month

Self-Employed Individuals

Age Limit: Minimum 21 years of age and Maximum 65 years

Minimum Business Income: Income of the Self-employed individual should be minimum Rs. 2,00,000/annum

How to Apply for a Home Loan Online in Hyderabad

You can avail a HDFC home loan in Hyderabad in 4 easy steps:

  1. Sign Up / Register
  2. Fill in the home loan application form
  3. Upload Documents
  4. Pay Processing Fee
  5. Get Loan Approval

You can also apply for a home loan online. Visit https://portal.hdfc.com/ to apply now!

HDFC Home Loan Offices

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