Current Vacancies

Job Description

Technical

1.    Appraisal - Assessing Market Value of properties offered as security for Loan - Land & Building. 
2.    Site Visits -Visiting Properties to assess valuation and progress of work.
3.    Documentation -Verification of documents like Building approvals, Plans, Estimates etc, to ensure compliance with applicable building rules and other applicable regulations.
4.    Recording of Site observations and recommending loan amount based on assessment made based on documents and site observations.
5.    Relationship Management -With customer with the channel partners.
6.    Qualifications - Fresh/experienced B Tech /BE (Civil Engg)    having good and consistent academic record (Min 60% marks) and good communication skills in English and Malayalam.
7.   Location -  Kottayam/Muvattupuzha

Job Description

Operations (Credit processing)

1.    Appraisal - To create a quality portfolio my managing risk through effective credit appraisal, maintaining TAT, maintaining a healthy relationship with channel partners and being a process thinker and innovator. 
2.    Collecting & Checking the Documents (Eg. credit, loan agreements, application form, guarantee forms) (Legal consequences).
3.    Interacting with customers on phone. It also includes managing objections of the customers. Meeting customers and doing personal discussion. Suggesting optimal solutions to customers needs.
4.    Negotiating Skills - Probing to understand customer's need, managing objections, and Structuring solutions, closing.
Qualifications - Fresh/experienced B Com Graduates,  M Com, CA or MBA  having good and consistent academic record (Min 60% marks) and good communication skills in English and Malayalam.

Location - Kochi

Job Description

Business Development

1.    Managing business relations with developers, development authorities, Corporates.
2.    Promoting the products through tie-ups & events with the above entities.
3.    Analyse markets, recommend business strategies.
4.    Support sales force through business source mapping. 
5.    Motivate the sales force through training & contests. 
6.    Coordinate call centre & web based activities.
7.    Qualifications - Fresh/experienced Graduates/Post Graduates or MBA  having good and consistent academic record (Min 60% marks) and good communication skills in English and Malayalam.
8.    Location -  Calicut/Kannur.

Job Description

Operations (Front office)
1.    Appraisal - Assess Credit worthiness and the ability of the customer to repay back the loan in future. 
2.    Interaction & Loan Counselling -Meeting & interacting with customers.
3.    Documentation -Collecting & Checking the Documents.
4.    Loan Processing/ Disbursement Process.
5.    Cross-Selling -Cross-Selling of Group company products.
6.    Relationship Management -With customer with the channel partners.
Qualifications - Fresh/experienced Graduates/Post Graduates or MBA  having good and consistent academic record (Min 60% marks) and good communication skills in English and Malayalam.
Location -  Trichur/Calicut

Job Description

Job Responsibilities

    Technical Evaluation/estimation of properties.
    Verifications of various technical/revenue documents to arrive at property valuation.
    Meeting customers and doing personal discussion
    Willing to Travel Extensively 
    Good communication skills, presentations skills in English and Malayalam.
    Support sales force through business source mapping & source wise performance measurement.
    Work as a team and contribute as a team, not only focus on individual brilliance.
    Aggressiveness/Adaptability/Flexibility/Competitive Spirit vis-à-vis ethics

Location:                 Marthandam, Tamilnadu
Qualification:        B.Tech/M. Tech- Civil
Remarks:                 2+ years experience will be an added advantage.

Job Description

Profile for Manager Audit & Regulatory Compliance – Credit Risk

Qualifications: Chartered Accountant  

Work Experience: 10 to 15 years of experience working in the Credit Risk function of any Financial Institution/Bank handling ECL related matters under IFRS 9, regulatory reporting to NHB/RBI and handling statutory auditors / regulators.

Job Description:

• Assisting in developing models and tools to estimate collectability, loan loss and loss given Defaults under Indian Accounting Standards (IndAS)
• Handling assignments in computation of NPA/ provisioning and in regulatory reporting.
• Interpretation of RBI/NHB circulars & working on regulatory reports.
• Co-ordinating with IT team for system automation by developing modules for computation of Expected credit loss, loss given default and Probability of default as per Indian Accounting Standard 109
• Co-ordinating within internal departments and Internal auditors for various Internal controls and testing audit.

Location: Mumbai

Job Description

- Assess credit worthiness of the self employed / salaried customers.
- Customer interaction vis a vis loan appraisal and loan servicing requirements.
- Meeting customers and doing personal discussion. Suggesting optimal solutions to customers needs.
- Business visit and Verification.
- Collection and verification of documents.
- Recommending the proposal for approval.
- Planning and execution of ways to source new and incremental business.

Job Description

Assess credit worthiness of the employed customers
Customer interaction on phone vis a vis loan appraisal and loan servicing requirements
Perusal & Analysis of Credit Documents
Recommending the loan for approval
Coordination with channel partners
Inter-departmental coordination.

Job Description

Job Description - - Appraisal of Project Files (with updated knowledge on Property Laws), Appraisal of title documents relating to Individual loans. - Providing legal advice on retail lending issues with respect to Property, Security Creation, and Title Verification. - Handling compliance issues. Drafting and structuring of various lending arrangements with builders. - Drafting of Retail Loan Agreements and replies for Legal Notices. The job profile also includes- - Cerifications of legal documents related to property under mortgage, vetting of reports issued by the third party advocates, perusing and opining on title of the property owner;/Reviewing and verifying of legal documents and advising clients of their rights on acquiring residential and commercial properties under the property law and other related law of the land - Ensuring compliances of the organization under local and central laws, Drafting of agreements like leave and license agreements/contract staffing agreements/service agreements, undertakings, declarations, affidavits, trust and security indemnity bonds, mortgage deeds, re conveyance deeds, letter of guarantee etc; Drafting replies to legal notices and complains received from clients, statutory bodies etc on behalf of the organization;