Careers at HDFC

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At the heart of HDFC are people who run this organization. It is our endeavor to develop our people continuously by focusing on their career development by providing them adequate training in a positive work environment. With great pride, we are happy to state that HDFC has a highly motivated team of professionals and the lowest employee turnover rate in the industry.

If you are a young, talented individual with a personal value system who enjoys challenges, has a passion to excel and can fit into our organizational culture, you could be a part of the growth journey at HDFC.

Why HDFC?

Premier Housing Finance Institution in the country

A consistent high growth rate over the past 41 years that has provided ample learning opportunities to young professionals to grow with the company

Open and informal culture where we value integrity, commitment, teamwork and excellence in customer service.

A ‘Learning by Doing’ philosophy which encourages decision making as well as skill building. A focus on ‘long term creation of wealth’ of our employees.

Current Vacancies

Current Vacancies

14 Results
Mumbai
RECOVERIES/COLLECTIONS FIELD OFFICER-MUMBAI
Required Experience: Maximum 3 to 7 years of experience with a Bank or NBFC. Should have been on the rolls of the bank/ institution (even a fresher with right kind of skills and inclination towards field work can be considered)
Education: Post graduate in Management

Job Description

Visiting/contacting borrowers for recovery of overdue accounts, managing accounts in delinquency. Appraising defaulting cases and making suitable recommendations.

Desired Candidate Profile

  • He should be willing to travel and undertake extensive outdoor activity.
  • The candidate should have excellent communications, inter-personal and liaison skills, should be persuasive and should possess very good negotiation skills.
  • He should possess analytical skills, and basic accounting knowledge.
  • Proficiency in regional language and English will be essential.
  • Knowledge of MSOFFICE is essential.
  • Knowledge on commercial law and SRFAESI Act would be an advantage
  • Should be a team player.

Preferred location of Residence of candidates

Beyond Thane ( eg. Ambernath, Dombivali, Kalyan, Badlapur ) &

Borivali and beyond ( eg. Nallasopara, Virar, Vasai, Boiser, Palghar )

Coimbatore
RECOVERY/COLLECTIONS OFFICER-COIMBATORE
Required Experience: 1-4 Years
Education: Post Graduate in Management or Law

Job Description

Recovery of outstanding dues- Following up and dealing with the borrowers who are defaulting in payment, on a regular basis to ensure outstanding dues are recovered. To also appraise default cases and make suitable recommendations accordingly.
Portfolio/Delinquency Management- To use IT driven recovery tools, legal based resolution techniques and portfolio credit risk assessment tools inorder to manage the loan portfolio and control delinquencies.
NPA Management- To take all necessary steps including timely and appropriate legal action for resolution and recovery of NPA accounts.
MIS Review- All the recovery related information to be reviewed and analyzed which will help manage the portfolio.

Desired Candidate Profile

Strong command over verbal/written communication and should be a good listener (Proficiency over regional language is a mandate). To exhibit high level of integrity and business ethics. Should have strong negotiation skills, liaison skills and be persuasive in nature in order to choose the alternative that is most desirable in resolving delinquencies. Should be aware of the relevant laws and acts (including amendments) including SARFAESI. Should be willing to travel extensively within the region.

Banglore
RELATIONSHIP MANAGER - RETAIL LENDING - BANGALORE
Required Experience: 0-5
Education: PG - MBA / PGDM - Finance, Marketing

Job Description

It involves meeting & interacting with retail customers, assess their credit worthiness, identifying their specific needs and suggesting optimal solutions. It also involves loan processing, creating and retaining quality portfolio through counselling, risk management, process improvement, commitment to external and internal customers through effective communication thereby adding value to customers and HDFC. Enhancing business from existing corporates, establishing new arrangements with corporates / developers for generating business for HDFC Ltd.

Desired Candidate Profile

The candidate should have the ability to explain and market the various products offered with considerable patience and empathy and ensure that his knowledge/skill promotes the growth of business. The above position requires high energy levels, integrity, customer orientation, excellent communication skills (oral and written), convincing skills, process orientation, time management, team working skills and a strong determination to achieve results

Mumbai
CREDIT APPRAISER- SELF EMPLOYED-MUMBAI
Required Experience: 0-2
Education: CA (Chartered Accountant)

Job Description

- Assess credit worthiness of the self employed customers.

-Customer interaction vis a vis loan appraisal and loan servicing requirements
- Meeting customers and doing personal discussion. Suggesting optimal

   solutions to customers needs
- Business visit and Verification.
- Collection and verification of documents
- Recommending the proposal for approval
- Planning and execution of ways to source new and incremental business

Desired Candidate Profile

The above position requires high energy levels, integrity, customer orientation, excellent communication skills (oral and written), convincing skills, process orientation, time management, team working skills and a strong determination to achieve results.

Mumbai
RELATIONSHIP MANAGER - RETAIL LENDING - MUMBAI
Required Experience: 0-5
Education: PG - MBA/PGDM - Finance, Marketing

Job Description

It involves meeting & interacting with retail customers, assess their credit worthiness, identifying their specific needs and suggesting optimal solutions. It also involves loan processing, creating and retaining quality portfolio through counselling, risk management, process improvement, commitment to external and internal customers through effective communication thereby adding value to customers and HDFC. Enhancing business from existing corporates, establishing new arrangements with corporates / developers for generating business for HDFC Ltd.

 

 

Desired Candidate Profile

The candidate should have the ability to explain and market the various products offered with considerable patience and empathy and ensure that his knowledge/skill promotes the growth of business. The above position requires high energy levels, integrity, customer orientation, excellent communication skills (oral and written), convincing skills, process orientation, time management, team working skills and a strong determination to achieve results.