Home Loans in Kolkata

Are you looking to buy a home in Kolkata? You can now bring alive your dream with HDFC Bank Home Loans in Kolkata. Whether you are a salaried individual or a self-employed businessman, wishing to purchase a luxurious apartment or a 1-BHK flat, HDFC Bank's customised home loan solutions make home buying quick and easy.
Our simple online application process, minimal documentation, and assistance at every step, ensures that you get the required funds in a timely manner and a memorable home buying experience.

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Home Loan EMI Calculator

Loan Amount

₹

₹1 Lac ₹10 Cr

Tenure (Years)

1 30

Interest Rate (% P.A.)

0.5 15

Monthly Home Loan EMI

₹198341

Principal Amount

₹198341

Interest Amount

₹198341

Total Amount Payable

₹198341

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HDFC Bank Home Loan Interest Rates in Kolkata

HDFC Bank offers attractive home loan interest rates starting from 8.75%* p.a. We also offer Trufixed loans wherein the interest rate remains fixed for a specific period, after which it automatically converts to an adjustable-rate loan.

Interest Rates

All rates are benchmarked to Policy Repo Rate. Current applicable Repo Rate = 6.50%

Special Housing Loan Rates for Salaried & Self Employed (Professionals & Non-Professionals)
Loan Slab	Interest Rates (% p.a.)
For All Loans*	Policy Repo Rate + 2.25% to 3.15% = 8.75% to 9.65%

Standard Housing Loan Rates for Salaried & Self Employed (Professionals & Non-Professionals)
Loan Slab	Interest Rates (% p.a.)
For All Loans*	Policy Repo Rate + 2.90% to 3.45% = 9.40% to 9.95%

*The above Home Loan interest rates/ EMI are applicable for loans under the Adjustable Rate Home Loan Scheme (Floating Interest Rate) of (HDFC Bank and are subject to change at the time of disbursement. The Home Loan interest rates above are linked to HDFC Bank's Repo Rate and are variable through out the tenor of the loan. All loans are at the sole discretion of HDFC Bank. For further details regarding the loan slabs and interest rates above Click Here

*HDFC BANK does not source any Home Loan business from any Lending Service Providers (LSPs).

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Home Loan Calculators

Get an estimate of your home loan and home buying budget and own your dream home with
HDFC Bank Home Loans with super ease.

HDFC Bank Home Loan Offices

0 Branches found

MATHURA20.62 kms

HDFC BANK, GROUND FLOOR, VIKAS TOWER, PLOT NO 3-B, KRISHNA NAGAR MAIN ROAD, MATHURA - 281004

Tel No.: +91 0565-2423017, 0565-2425551, 0565-2421106

MONDAY TO FRIDAY 9.30 AM TO 3.30 PM. CLOSED ON 2nd & 4th SATURDAY OF EVERY MONTH.

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Key Features

Home Loans for purchase of a flat, row house, bungalow from private developers in approved projects.

Home Loans for purchase of properties from Development Authorities such as DDA, MHADA etc.

Loans for purchase of properties in an existing Co-operative Housing Society or Apartment Owners' Association or Development Authorities settlements or privately built up homes

Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority.

Expert legal and technical counselling to help you make the right home buying decision.

Integrated branch network for availing and servicing the Home Loans anywhere in India

Special arrangement with AGIF for Home Loans for those employed in the Indian Army. To know more, click here

The Pradhan Mantri Awas Yojana (PMAY) (URBAN)-Housing for All was a mission that was launched by the Government of India with the aim of boosting home ownership. It aimed at achieving ‘Housing for All’ by the year 2022

Eligibility Criteria for a Home Loan in Kolkata

To avail a home loan in Kolkata, given below is the eligibility criteria -

Important Factor	Criteria
Age	21-65 years
Profession	Salaried / Self Employed
Nationality	Resident Indian
Tenure	Up to 30 years

Classification of Self Employed

MINIMUM SALARY	MINIMUM BUSINESS INCOME
Minimum Salary: Income of the Salaried individual should be minimum ₹10,000/month	Minimum Business Income: Income of the Self-employed individual should be minimum ₹2,00,000/annum

Get Home Loan for Different Budgets

₹1 Crore Home Loan

₹90 Lakhs Home Loan

₹80 Lakhs Home Loan

₹75 Lakhs Home Loan

₹70 Lakhs Home Loan

₹95 Lakhs Home Loan

₹85 Lakhs Home Loan

₹1.5 Crores Home Loan

₹2 Crores Home Loan

₹65 Lakhs Home Loan

₹60 Lakhs Home Loan

₹45 Lakhs Home Loan

₹40 Lakhs Home Loan

₹55 Lakhs Home Loan

₹35 Lakhs Home Loan

₹50 Lakhs Home Loan

₹25 Lakhs Home Loan

₹30 Lakhs Home Loan

Testimonials

AGHARA RAVIKUMAR M

“

It was very easy to complete disbursement process with support of HDFC staff

”

MURALI SHEEBA

“

For people like us with a busy schedule hassle-free service online without visiting the bank was really a lifesaver.

”

FREDDY VINCENT S V

“

In this challenging situation, the entire process was carried out in a smooth way. Even the query raised was sorted out in a very short time with no hurdle. Every person involved in the inquiry procedures were courteous.

”