HDFC Limited offers low home loan interest rates starting from 6.70*% p.a. This rate of interest is applicable to Home Loans, Balance Transfer Loans, House Renovation and Home Extensions Loans.
HDFC offers an adjustable-rate loan also known as a floating rate loan as well as a trufixed loan in which the interest rate on the home loan remains fixed for a specific tenure (say first two years of the entire loan tenure) after which it converts into an adjustable-rate loan.
STANDARD HOME LOAN RATES
Adjustable Rate Home Loans
Retail Prime Lending Rate: 16.05%
| Loan Slab |
Home Loan Interest Rates (% p.a.) |
| For Women* (upto 30 Lakhs)
| 6.95 to 7.45
|
| For Others* (upto 30 Lakhs)
| 7.00 to 7.50
|
| For Women* (30.01 Lakhs to 75 Lakhs)
| 7.20 to 7.70
|
| For Others* (30.01 Lakhs to 75 Lakhs)
| 7.25 to 7.75
|
| For Women* (75.01 Lakhs & Above)
| 7.30 to 7.80
|
| For Others*(75.01 Lakhs & Above)
| 7.35 to 7.85
|
*The above Home Loan interest rates/ EMI are applicable for loans under the Adjustable Rate Home Loan Scheme of Housing Development Finance Corporation Limited (HDFC) and are subject to change at the time of disbursement. The Home Loan interest rates above are linked to HDFC's Bench Mark Rate ("RPLR") and are variable through out the tenor of the loan. All loans are at the sole discretion of HDFC Ltd. For further details regarding the loan slabs and interest rates above Click Here
TruFixed Loan – 2 Year Fixed Rate Variant
Retail Prime Lending Rate: 16.05%
| Loan Slab |
Home Loan Interest Rates (% p.a.) |
| For Women* (upto 30 Lakhs)
| 7.40 to 7.90
|
| For Others* (upto 30 Lakhs)
| 7.45 to 7.95
|
| For Women* (30.01 Lakhs to 75 Lakhs)
| 7.55 to 8.05
|
| For Others* (30.01 Lakhs to 75 Lakhs)
| 7.60 to 8.10
|
| For Women* (75.01 Lakhs & Above)
| 7.65 to 8.15
|
| For Others*(75.01 Lakhs & Above)
| 7.70 to 8.20
|
