Decoding Home Loan Interest Rates: Key Factors You Need to Know

Understand the factors that influence home loan interest rates and the key elements that determine your home loan EMI and rates...

The benefits of applying for a home loan in present times

Home brings to mind comfort, joy, pride and family time. Every homeowner will tell you that her...

Applying for a home loan - online vs offline

Advances in technology have resulted in so many benefits – one needn’t step out to buy groceries or

How to apply for home loan online

Using the online route to make your purchases, make payments, do your banking and other tasks is con

Home Loan Benefits for Ladies

Women are increasingly taking their rightful place as equals in Indian society. As women in the coun

A quick guide for first time home buyers

First Time Homebuying guide by HDFC provides all necessary information and assistance to first time

Disbursement of Home Loan

A home loan is the first step to fulfilling your dream of owning a home...

Home Loan Repayment Options

Being a homeowner is one of the most fulfilling experiences for most people...

How to avail PMAY subsidy?

Home ownership is a key need for families. If you are not a home owner and intend to get financing..

What is a Home Loan Calculator?

The topmost thought in your mind when you take a loan to purchase your home will be the loan repa...

Difference between home loan and land loan

Purchasing a new home or a plot of land may not appear to be different...

What is property tax and how is it calculated

In India, Property Tax is levied by the municipal authorities on real estate...

Home Loan Tax Benefit

Owning a house is every individual’s dream. In order to encourage citizens to invest in a property..

Common Home Loan Myths

Home loans are gaining popularity as a convenient way of funding property purchase...

Home ownership becomes more affordable

PMAY scheme, initially launched for the lower strata of the Indian population...

Government pushes ‘Housing for all’ programmes

Urban housing shortage is estimated to be 18.78 million units according to Government figures...

Know about the various kinds of housing loans

A home loan is available in many forms depending on your specific needs. Some people may want to...

Home loans are for all - Salaried and Self Employed

A home loan is a tool which helps you to purchase your dream house by giving you access to the...

Loans can fund your home extension too

There might have been a period in your life when you shared a room with a friend or colleague...

Understand the Important Clauses in Your Home Loan Agreement

Buying a home evokes a number of feelings and emotions; happiness, pride, relief, security and...

Importance of an NOC after closing your home loan

A No Objection Certificate (NOC) is a legal document issued by a housing finance company or bank...

Closing your home loan? Ensure these tasks are done

You will experience a unique mix of relief and pleasure after paying the final installment of...

Why Self-Fund When You can avail a Home Loan

A house is the most coveted possession for all. Easy availability of home loans has made this...

Are You Eligible For a Home Loan? Check Your Credit Score

A home loan is an important step to building a personal asset – your home. At the same time, it...

Basics of Pre-approved Home Loans

A pre-approved home loan is an in-principal approval for a loan given on the basis of your...

Pointers for applying for a home loan in your 40s'

Nowadays, because of better job opportunities and increased salaries, young professionals...

10 things you must know before you avail a home loan

Owning a house is one of the biggest financial decisions that you and your family will ever make...

ABC of an ideal home loan lender

Buying a house is by far the biggest dream of many. For most of us, it is once in a lifetime...

Home Loan Application Rejected? Know the Reasons

Buying a house is much more than just selecting the right property. It is likely to be the...

Tips for making down payment for your Home

A home is where one goes to at the end of the day, for repose. It’s a place where one can do as...

Home Loans for the Self-Employed

Jane Austen, the famous English novelist, once said, ‘There is nothing like staying at home for...

6 Reasons to Opt for Home Loan Refinance

In life, we always look forward to progressive options - a better home, better car, better job etc.

Why House Renovation Loans are a good choice

A home is not just about a roof over your head. It is much more than that. Your home is your...

Prepaying home loan, think again

Most of us are averse to being debt ridden. A loan (of any type) is a debt that one would...

Should you opt for a fixed rate or a floating rate home loan?

Buying a house involves a series of decisions which can have an impact on your life for years...

Benefits of taking a joint home loan

A home is a ‘once-in-a-lifetime’ investment for many of us. It is natural that we want to make it...

Home Loans for NRIs

Owning a home for most of us is a matter of comfort, pride and status.And for those Indians...

Understanding Home Loan eligibility

Have you ever wondered what parameters does a home loan lender consider before approving a home...

Own Land For Your Dream Home

Loans To Buy The Plot Of Your Choice

9 Reasons Why Buying Scores over Renting...

9 Reasons Why Buying Scores over Renting [Infographic]...

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15 Years

Interest Rate

8.50% p.a.



20 Years


8.50% p.a.



30 Years


8.50% p.a.

For credit score of 800 and above*

* These rates are as on today,

Not sure what's right for you?

"Appreciate the quick service and understanding at HDFC Housing Finance"
- Avinashkumar Rajpurohit,Mumbai

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